Use this page as a one-stop reference for everything related to Indian Bank's PURAINI branch in MAMNA, UTTAR PRADESH. The branch's IFSC code IDIB000P685 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – PURAINI is IDIB000P685. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00P685 map to this branch in MAMNA, UTTAR PRADESH.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Puraini |
| IFSC Code | IDIB000P685 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL MAMNA TEHSIL SARILA MAMNA PURAINI PIN 210432 |
| City | Mamna |
| District | Hamirpur |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 7905654601 |
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Puraini branch in Mamna. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000P685.
About the Puraini branch
The Puraini branch of Indian Bank is situated at VILL MAMNA TEHSIL SARILA MAMNA PURAINI PIN 210432. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000P685 is used.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PURAINI of Indian Bank — its own 11-character IFSC. The code IDIB000P685 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000P685 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000P685
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000P685 across all three.
How to use IFSC IDIB000P685 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's PURAINI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000P685.
- Confirm the bank name auto-populates as Indian Bank and the branch as PURAINI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to PURAINI
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's PURAINI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000P685 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – PURAINI, use IMPS. With IFSC IDIB000P685 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000P685 for Indian Bank – PURAINI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000P685 | Yes – IDIB000P685 | Yes – IDIB000P685 |
For most retail customers crediting the Puraini branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's PURAINI branch, the IFSC IDIB000P685 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Puraini branch
Once you have an account at Indian Bank – PURAINI, the IFSC IDIB000P685 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Puraini branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7905654601.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000P685
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000P685 and the account number together uniquely identify the Puraini branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IDIB000P685
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the PURAINI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000P685 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – PURAINI:
- The IFSC is exactly IDIB000P685 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and PURAINI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Puraini branch sits at VILL MAMNA TEHSIL SARILA MAMNA PURAINI PIN 210432. If you are travelling from outside Mamna, search for the branch on a maps application using the bank name and locality, or call 91-7905654601 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000P685 and your account number.
Verifying IFSC IDIB000P685 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000P685 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7905654601.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Puraini branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000P685, however, work 24x7.
Branch address & contact
Indian BankPuraini Branch
VILL MAMNA TEHSIL SARILA MAMNA PURAINI PIN 210432
Mamna, Uttar Pradesh
Phone: 91-7905654601
IFSC: IDIB000P685
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Puraini branch but serve different purposes.
Is IFSC IDIB000P685 valid for NEFT and RTGS?
Yes. IFSC IDIB000P685 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using IDIB000P685 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Puraini reflect within 30 minutes.
Can I use IFSC IDIB000P685 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000P685 to send funds instantly.
Is IFSC IDIB000P685 the same for all accounts at Puraini branch?
Yes. The IFSC IDIB000P685 is shared by every account held at Indian Bank's Puraini branch. Only the account number changes from customer to customer.
Does Indian Bank Puraini branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7905654601 to confirm.
What is the IFSC code of Indian Bank Puraini branch?
The IFSC code of Indian Bank, Puraini branch is IDIB000P685. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: IDIB000P685 is the IFSC code of Indian Bank, PURAINI branch, in MAMNA, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
