IFSC Code of Indian Bank, Magadh Mahila College Patna Branch, Bihar

If you are searching for the IFSC code of Indian Bank, MAGADH MAHILA COLLEGE PATNA branch in MAGADH MAHILA COLLEGE, BIHAR, this page has every detail you need. The verified IFSC code for this branch is IDIB000M533. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MAGADH MAHILA COLLEGE PATNA branch, and detailed step-by-step guides for using the IFSC IDIB000M533 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Indian Bank's MAGADH MAHILA COLLEGE PATNA branch, the IFSC IDIB000M533 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00M533 identifies this particular branch.

About the bank

Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Magadh Mahila College Patna branch in Magadh Mahila College, Bihar is part of this network and uses the IFSC code IDIB000M533 for all electronic settlement.

Branch details at a glance

About the Magadh Mahila College Patna branch

The Magadh Mahila College Patna branch of Indian Bank is situated at CAMPUS OF MAGADH MAHILA COLLEGE NORTH OF GANDHI MAIDAN GPO PATNA MAGADH MAHILA COLLEGE GPO PATNA PIN 800004. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000M533 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's MAGADH MAHILA COLLEGE PATNA branch came to be assigned the code IDIB000M533.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000M533, money simply cannot be routed to the MAGADH MAHILA COLLEGE PATNA branch electronically.

Products and account variants supported

Every account opened at the Magadh Mahila College Patna branch is mapped to IFSC IDIB000M533 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDIB000M533.

Products and services

Customers walking into the Magadh Mahila College Patna branch can access most of Indian Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDIB000M533

How to transfer money using IFSC IDIB000M533

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000M533 across all three.

How to use IFSC IDIB000M533 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's MAGADH MAHILA COLLEGE PATNA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IDIB000M533.
4. Confirm the bank name auto-populates as Indian Bank and the branch as MAGADH MAHILA COLLEGE PATNA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to MAGADH MAHILA COLLEGE PATNA

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's MAGADH MAHILA COLLEGE PATNA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000M533 while initiating the transfer and the credit will appear within minutes.

IMPS to Indian Bank MAGADH MAHILA COLLEGE PATNA (IFSC IDIB000M533)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000M533 in your mobile or internet banking app, and the money is credited to the MAGADH MAHILA COLLEGE PATNA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Magadh Mahila College Patna

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000M533:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MAGADH MAHILA COLLEGE PATNA is still linked to IFSC IDIB000M533.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IDIB000M533

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – MAGADH MAHILA COLLEGE PATNA is still mapped to IFSC IDIB000M533. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000M533 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Magadh Mahila College Patna branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000M533 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Magadh Mahila College Patna branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000M533 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – MAGADH MAHILA COLLEGE PATNA:

• The IFSC is exactly IDIB000M533 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and MAGADH MAHILA COLLEGE PATNA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Magadh Mahila College Patna branch

The branch is located at CAMPUS OF MAGADH MAHILA COLLEGE NORTH OF GANDHI MAIDAN GPO PATNA MAGADH MAHILA COLLEGE GPO PATNA PIN 800004, which puts it inside Magadh Mahila College, the broader Patna district, and the state of Bihar. To plan your visit:

1. Open Google Maps on your phone and search for “Indian Bank Magadh Mahila College Patna branch” — the verified location pin for IFSC IDIB000M533 should appear at the top of the results.
2. Confirm the branch is open by calling 91-7010447321 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000M533 and your account number.

Verifying IFSC IDIB000M533 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000M533 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-7010447321.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Magadh Mahila College Patna are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000M533 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IDIB000M533 is the IFSC code of Indian Bank, MAGADH MAHILA COLLEGE PATNA branch, in MAGADH MAHILA COLLEGE, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.