Below are the complete branch details for Indian Bank, MICROSATE USILAMPATTI branch, located in MADURAI, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000M215. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000M215 for Indian Bank – MICROSATE USILAMPATTI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – MICROSATE USILAMPATTI is IDIB000M215. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00M215 map to this branch in MADURAI, TAMIL NADU.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Microsate Usilampatti branch in Madurai, Tamil Nadu is part of this network and uses the IFSC code IDIB000M215 for all electronic settlement.
About this branch
The branch is located at DOOR NO 6/37 38 FIRST II FLOOR MADURAI ROAD USILAMPATTI USILAMPATTI PIN 625532. It serves the Madurai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000M215 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Microsate Usilampatti |
| IFSC Code | IDIB000M215 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DOOR NO 6/37 38 FIRST II FLOOR MADURAI ROAD USILAMPATTI USILAMPATTI PIN 625532 |
| City | Madurai |
| District | Madurai |
| State | Tamil Nadu |
| STD Code | 4552 |
| Phone | 251080 |
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MICROSATE USILAMPATTI of Indian Bank — its own 11-character IFSC. The code IDIB000M215 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000M215 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000M215 and the account number together uniquely identify the Microsate Usilampatti branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IDIB000M215
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000M215 across all three.
NEFT to Indian Bank, MICROSATE USILAMPATTI using IFSC IDIB000M215
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000M215, and confirm that the system picks up Indian Bank – MICROSATE USILAMPATTI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MICROSATE USILAMPATTI
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's MICROSATE USILAMPATTI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000M215 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank MICROSATE USILAMPATTI (IFSC IDIB000M215)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000M215 in your mobile or internet banking app, and the money is credited to the MICROSATE USILAMPATTI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Microsate Usilampatti
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000M215:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MICROSATE USILAMPATTI is still linked to IFSC IDIB000M215.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDIB000M215
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – MICROSATE USILAMPATTI is still mapped to IFSC IDIB000M215. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000M215 and the beneficiary's account number to complete the transfer.
Account types you can open at the Microsate Usilampatti branch
Once you have an account at Indian Bank – MICROSATE USILAMPATTI, the IFSC IDIB000M215 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Microsate Usilampatti branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000M215
Online banking and IFSC IDIB000M215
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the MICROSATE USILAMPATTI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000M215 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Microsate Usilampatti branch sits at DOOR NO 6/37 38 FIRST II FLOOR MADURAI ROAD USILAMPATTI USILAMPATTI PIN 625532. If you are travelling from outside Madurai, search for the branch on a maps application using the bank name and locality, or call 4552-251080 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000M215 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – MICROSATE USILAMPATTI:
- The IFSC is exactly IDIB000M215 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and MICROSATE USILAMPATTI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Microsate Usilampatti are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000M215 continue to work without interruption.
Verifying IFSC IDIB000M215 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000M215 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4552-251080.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankMicrosate Usilampatti Branch
DOOR NO 6/37 38 FIRST II FLOOR MADURAI ROAD USILAMPATTI USILAMPATTI PIN 625532
Madurai, Tamil Nadu
Phone: 4552-251080
IFSC: IDIB000M215
Frequently asked questions
Where is Indian Bank Microsate Usilampatti branch located?
Indian Bank's Microsate Usilampatti branch is located at DOOR NO 6/37 38 FIRST II FLOOR MADURAI ROAD USILAMPATTI USILAMPATTI PIN 625532, Madurai, Tamil Nadu.
How do I add Indian Bank Microsate Usilampatti as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000M215, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDIB000M215 the same for all accounts at Microsate Usilampatti branch?
Yes. The IFSC IDIB000M215 is shared by every account held at Indian Bank's Microsate Usilampatti branch. Only the account number changes from customer to customer.
What is the phone number of Indian Bank Microsate Usilampatti branch?
You can reach the branch at 4552-251080 during regular banking hours.
Is IFSC IDIB000M215 valid for NEFT and RTGS?
Yes. IFSC IDIB000M215 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Indian Bank Microsate Usilampatti branch?
The IFSC code of Indian Bank, Microsate Usilampatti branch is IDIB000M215. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Microsate Usilampatti branch but serve different purposes.
Does Indian Bank Microsate Usilampatti branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4552-251080 to confirm.
Summary
The IFSC code IDIB000M215 belongs to Indian Bank's MICROSATE USILAMPATTI branch, located at DOOR NO 6/37 38 FIRST II FLOOR MADURAI ROAD USILAMPATTI USILAMPATTI PIN… in MADURAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
