This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, MADHUSUDANPUR branch in MADHUSUDANPUR. The 11-digit IFSC IDIB000M528 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the MADHUSUDANPUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – MADHUSUDANPUR is IDIB000M528. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00M528 map to this branch in MADHUSUDANPUR, WEST BENGAL.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Madhusudanpur |
| IFSC Code | IDIB000M528 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL MADHUSUDANPUR PO BERABERI PS SINGUR MADHUSUDANPUR BERABERI PIN 712407 |
| City | Madhusudanpur |
| District | Hugli |
| State | West Bengal |
| STD Code | 91 |
| Phone | 8101175776 |
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Madhusudanpur branch in Madhusudanpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000M528.
About this branch
The branch is located at VILL MADHUSUDANPUR PO BERABERI PS SINGUR MADHUSUDANPUR BERABERI PIN 712407. It serves the Madhusudanpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000M528 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MADHUSUDANPUR of Indian Bank — its own 11-character IFSC. The code IDIB000M528 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000M528 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000M528
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000M528 across all three.
NEFT to Indian Bank, MADHUSUDANPUR using IFSC IDIB000M528
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000M528, and confirm that the system picks up Indian Bank – MADHUSUDANPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MADHUSUDANPUR
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's MADHUSUDANPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000M528 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank MADHUSUDANPUR (IFSC IDIB000M528)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000M528 in your mobile or internet banking app, and the money is credited to the MADHUSUDANPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000M528 for Indian Bank – MADHUSUDANPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000M528 | Yes – IDIB000M528 | Yes – IDIB000M528 |
For most retail customers crediting the Madhusudanpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000M528
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – MADHUSUDANPUR is still mapped to IFSC IDIB000M528. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000M528 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Madhusudanpur branch is mapped to IFSC IDIB000M528 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000M528.
Banking services available
The Madhusudanpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8101175776.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000M528
MICR & cheque-truncation details
Cheques drawn on the Madhusudanpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000M528 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Madhusudanpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000M528 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – MADHUSUDANPUR:
- The IFSC is exactly IDIB000M528 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and MADHUSUDANPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Madhusudanpur branch
The branch is located at VILL MADHUSUDANPUR PO BERABERI PS SINGUR MADHUSUDANPUR BERABERI PIN 712407, which puts it inside Madhusudanpur, the broader Hugli district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Madhusudanpur branch” — the verified location pin for IFSC IDIB000M528 should appear at the top of the results.
- Confirm the branch is open by calling 91-8101175776 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000M528 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000M528 for Indian Bank – MADHUSUDANPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Madhusudanpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000M528 continue to work without interruption.
Branch address & contact
Indian BankMadhusudanpur Branch
VILL MADHUSUDANPUR PO BERABERI PS SINGUR MADHUSUDANPUR BERABERI PIN 712407
Madhusudanpur, West Bengal
Phone: 91-8101175776
IFSC: IDIB000M528
Frequently asked questions
What is the phone number of Indian Bank Madhusudanpur branch?
You can reach the branch at 91-8101175776 during regular banking hours.
Can I use IFSC IDIB000M528 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000M528 to send funds instantly.
What is the IFSC code of Indian Bank Madhusudanpur branch?
The IFSC code of Indian Bank, Madhusudanpur branch is IDIB000M528. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Indian Bank Madhusudanpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000M528, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDIB000M528 valid for NEFT and RTGS?
Yes. IFSC IDIB000M528 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Indian Bank Madhusudanpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8101175776 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Madhusudanpur branch but serve different purposes.
How quickly will an NEFT transfer using IDIB000M528 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Madhusudanpur reflect within 30 minutes.
Final notes
To recap: IDIB000M528 is the IFSC code of Indian Bank, MADHUSUDANPUR branch, in MADHUSUDANPUR, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
