IFSC Code of Indian Bank, Madhepura Pani Tanki Branch, Bihar

Below are the complete branch details for Indian Bank, MADHEPURA PANI TANKI branch, located in MADHEPURA, BIHAR. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000M516. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000M516 for Indian Bank – MADHEPURA PANI TANKI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Indian Bank's MADHEPURA PANI TANKI branch, the IFSC IDIB000M516 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00M516 identifies this particular branch.

Branch details at a glance

Bank profile

Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Madhepura Pani Tanki branch — IFSC IDIB000M516 — extends the bank's services to customers in and around Madhepura, Bihar.

About the Madhepura Pani Tanki branch

The Madhepura Pani Tanki branch of Indian Bank is situated at MAIN ROAD IN FRONT OF PANI TANKI NEAR SADAR HOSPITAL MADHEPURA MADHEPURA PIN 852113. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000M516 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's MADHEPURA PANI TANKI branch came to be assigned the code IDIB000M516.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000M516, money simply cannot be routed to the MADHEPURA PANI TANKI branch electronically.

How to transfer money using IFSC IDIB000M516

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000M516 across all three.

How to use IFSC IDIB000M516 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's MADHEPURA PANI TANKI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IDIB000M516.
4. Confirm the bank name auto-populates as Indian Bank and the branch as MADHEPURA PANI TANKI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to MADHEPURA PANI TANKI

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's MADHEPURA PANI TANKI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000M516 while initiating the transfer and the credit will appear within minutes.

IMPS to Indian Bank MADHEPURA PANI TANKI (IFSC IDIB000M516)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000M516 in your mobile or internet banking app, and the money is credited to the MADHEPURA PANI TANKI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDIB000M516 for Indian Bank – MADHEPURA PANI TANKI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Madhepura Pani Tanki branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IDIB000M516

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – MADHEPURA PANI TANKI is still mapped to IFSC IDIB000M516. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000M516 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Madhepura Pani Tanki branch is mapped to IFSC IDIB000M516 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDIB000M516.

Products and services

Customers walking into the Madhepura Pani Tanki branch can access most of Indian Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDIB000M516

MICR & cheque-truncation details

Cheques drawn on the Madhepura Pani Tanki branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000M516 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Madhepura Pani Tanki branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000M516 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – MADHEPURA PANI TANKI:

• The IFSC is exactly IDIB000M516 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and MADHEPURA PANI TANKI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Madhepura Pani Tanki branch

The branch is located at MAIN ROAD IN FRONT OF PANI TANKI NEAR SADAR HOSPITAL MADHEPURA MADHEPURA PIN 852113, which puts it inside Madhepura, the broader Madhepura district, and the state of Bihar. To plan your visit:

1. Open Google Maps on your phone and search for “Indian Bank Madhepura Pani Tanki branch” — the verified location pin for IFSC IDIB000M516 should appear at the top of the results.
2. Confirm the branch is open by calling 91-7488117657 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000M516 and your account number.

Verifying IFSC IDIB000M516 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000M516 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-7488117657.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Madhepura Pani Tanki are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000M516 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IDIB000M516 is the IFSC code of Indian Bank, MADHEPURA PANI TANKI branch, in MADHEPURA, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.