Below are the complete branch details for Indian Bank, GUWAHATI MACHKHOWA branch, located in MACHKHOWA, ASSAM. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000G664. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000G664 for Indian Bank – GUWAHATI MACHKHOWA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000G664 is the IFSC of Indian Bank's GUWAHATI MACHKHOWA branch. The format is fixed: IDIB = bank code, 0 = reserved, 00G664 = branch identifier.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Guwahati Machkhowa branch in Machkhowa, Assam is part of this network and uses the IFSC code IDIB000G664 for all electronic settlement.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Guwahati Machkhowa |
| IFSC Code | IDIB000G664 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HEM BARUA ROAD MACHKHOWA PIN 781009 |
| City | Machkhowa |
| District | Kamrup Metropolitan |
| State | Assam |
| STD Code | 91 |
| Phone | 9051303854 |
About this branch
The branch is located at HEM BARUA ROAD MACHKHOWA PIN 781009. It serves the Machkhowa region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000G664 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's GUWAHATI MACHKHOWA branch came to be assigned the code IDIB000G664.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000G664, money simply cannot be routed to the GUWAHATI MACHKHOWA branch electronically.
Account types you can open at the Guwahati Machkhowa branch
Once you have an account at Indian Bank – GUWAHATI MACHKHOWA, the IFSC IDIB000G664 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Guwahati Machkhowa branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000G664
How to transfer money using IFSC IDIB000G664
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000G664 across all three.
NEFT to Indian Bank, GUWAHATI MACHKHOWA using IFSC IDIB000G664
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000G664, and confirm that the system picks up Indian Bank – GUWAHATI MACHKHOWA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to GUWAHATI MACHKHOWA
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's GUWAHATI MACHKHOWA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000G664 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank GUWAHATI MACHKHOWA (IFSC IDIB000G664)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000G664 in your mobile or internet banking app, and the money is credited to the GUWAHATI MACHKHOWA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000G664 for Indian Bank – GUWAHATI MACHKHOWA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000G664 | Yes – IDIB000G664 | Yes – IDIB000G664 |
For most retail customers crediting the Guwahati Machkhowa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's GUWAHATI MACHKHOWA branch, the IFSC IDIB000G664 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IDIB000G664
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the GUWAHATI MACHKHOWA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000G664 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000G664 and the account number together uniquely identify the Guwahati Machkhowa branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – GUWAHATI MACHKHOWA:
- The IFSC is exactly IDIB000G664 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and GUWAHATI MACHKHOWA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Guwahati Machkhowa branch
The branch is located at HEM BARUA ROAD MACHKHOWA PIN 781009, which puts it inside Machkhowa, the broader Kamrup Metropolitan district, and the state of Assam. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Guwahati Machkhowa branch” — the verified location pin for IFSC IDIB000G664 should appear at the top of the results.
- Confirm the branch is open by calling 91-9051303854 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000G664 and your account number.
Verifying IFSC IDIB000G664 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000G664 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9051303854.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Guwahati Machkhowa branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000G664, however, work 24x7.
Branch address & contact
Indian BankGuwahati Machkhowa Branch
HEM BARUA ROAD MACHKHOWA PIN 781009
Machkhowa, Assam
Phone: 91-9051303854
IFSC: IDIB000G664
Frequently asked questions
Is IFSC IDIB000G664 valid for NEFT and RTGS?
Yes. IFSC IDIB000G664 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Indian Bank Guwahati Machkhowa branch?
The IFSC code of Indian Bank, Guwahati Machkhowa branch is IDIB000G664. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using IDIB000G664 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Guwahati Machkhowa reflect within 30 minutes.
Does Indian Bank Guwahati Machkhowa branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9051303854 to confirm.
Is IFSC IDIB000G664 the same for all accounts at Guwahati Machkhowa branch?
Yes. The IFSC IDIB000G664 is shared by every account held at Indian Bank's Guwahati Machkhowa branch. Only the account number changes from customer to customer.
What is the phone number of Indian Bank Guwahati Machkhowa branch?
You can reach the branch at 91-9051303854 during regular banking hours.
Where is Indian Bank Guwahati Machkhowa branch located?
Indian Bank's Guwahati Machkhowa branch is located at HEM BARUA ROAD MACHKHOWA PIN 781009, Machkhowa, Assam.
Final notes
To recap: IDIB000G664 is the IFSC code of Indian Bank, GUWAHATI MACHKHOWA branch, in MACHKHOWA, ASSAM. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
