This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, RAJAJIPURAM branch in LUCKNOW. The 11-digit IFSC IDIB000L557 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the RAJAJIPURAM location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's RAJAJIPURAM branch, the IFSC IDIB000L557 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00L557 identifies this particular branch.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Rajajipuram branch in Lucknow, Uttar Pradesh is part of this network and uses the IFSC code IDIB000L557 for all electronic settlement.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Rajajipuram |
| IFSC Code | IDIB000L557 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 2CP/219 NEW NATIONAL COMPLEX E BLOCK RAJAJIPURAM LUCKNOW LUCKNOW PIN 226017 |
| City | Lucknow |
| District | Lucknow |
| State | Uttar Pradesh |
| STD Code | 522 |
| Phone | 2418933 |
About this branch
The branch is located at 2CP/219 NEW NATIONAL COMPLEX E BLOCK RAJAJIPURAM LUCKNOW LUCKNOW PIN 226017. It serves the Lucknow region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000L557 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RAJAJIPURAM of Indian Bank — its own 11-character IFSC. The code IDIB000L557 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000L557 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Rajajipuram branch is mapped to IFSC IDIB000L557 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000L557.
Banking services available
The Rajajipuram branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 522-2418933.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000L557
How to transfer money using IFSC IDIB000L557
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000L557 across all three.
NEFT to Indian Bank, RAJAJIPURAM using IFSC IDIB000L557
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000L557, and confirm that the system picks up Indian Bank – RAJAJIPURAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000L557
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – RAJAJIPURAM, ensure your bank's portal accepts IFSC IDIB000L557 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – RAJAJIPURAM, use IMPS. With IFSC IDIB000L557 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Rajajipuram
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000L557:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at RAJAJIPURAM is still linked to IFSC IDIB000L557.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's RAJAJIPURAM branch, the IFSC IDIB000L557 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IDIB000L557
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the RAJAJIPURAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000L557 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Rajajipuram branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000L557 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC IDIB000L557
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – RAJAJIPURAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000L557. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Rajajipuram branch sits at 2CP/219 NEW NATIONAL COMPLEX E BLOCK RAJAJIPURAM LUCKNOW LUCKNOW PIN 226017. If you are travelling from outside Lucknow, search for the branch on a maps application using the bank name and locality, or call 522-2418933 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000L557 and your account number.
Verifying IFSC IDIB000L557 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000L557 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 522-2418933.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rajajipuram branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000L557, however, work 24x7.
Branch address & contact
Indian BankRajajipuram Branch
2CP/219 NEW NATIONAL COMPLEX E BLOCK RAJAJIPURAM LUCKNOW LUCKNOW PIN 226017
Lucknow, Uttar Pradesh
Phone: 522-2418933
IFSC: IDIB000L557
Frequently asked questions
What is the IFSC code of Indian Bank Rajajipuram branch?
The IFSC code of Indian Bank, Rajajipuram branch is IDIB000L557. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Indian Bank Rajajipuram branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 522-2418933 to confirm.
What is the phone number of Indian Bank Rajajipuram branch?
You can reach the branch at 522-2418933 during regular banking hours.
How do I add Indian Bank Rajajipuram as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000L557, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rajajipuram branch but serve different purposes.
Is IFSC IDIB000L557 the same for all accounts at Rajajipuram branch?
Yes. The IFSC IDIB000L557 is shared by every account held at Indian Bank's Rajajipuram branch. Only the account number changes from customer to customer.
Where is Indian Bank Rajajipuram branch located?
Indian Bank's Rajajipuram branch is located at 2CP/219 NEW NATIONAL COMPLEX E BLOCK RAJAJIPURAM LUCKNOW LUCKNOW PIN 226017, Lucknow, Uttar Pradesh.
Summary
The IFSC code IDIB000L557 belongs to Indian Bank's RAJAJIPURAM branch, located at 2CP/219 NEW NATIONAL COMPLEX E BLOCK RAJAJIPURAM LUCKNOW LUCKNOW PIN 226017 in LUCKNOW, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
