If you are searching for the IFSC code of Indian Bank, LAXMAN NAGAR MORE branch in LAXMAN NAGAR MORE, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is IDIB000L541. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the LAXMAN NAGAR MORE branch, and detailed step-by-step guides for using the IFSC IDIB000L541 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000L541 is the IFSC of Indian Bank's LAXMAN NAGAR MORE branch. The format is fixed: IDIB = bank code, 0 = reserved, 00L541 = branch identifier.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Laxman Nagar More |
| IFSC Code | IDIB000L541 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GILUALA ROADVILL PO LAXMAN NAGAR MORE FATUHAPUR TEHSIL JAMUNAHA LAXMAN NAGAR MORE LAXMAN NAGAR PIN 271804 |
| City | Laxman Nagar More |
| District | Bahraich |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 7856980838 |
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Laxman Nagar More branch in Laxman Nagar More, Uttar Pradesh is part of this network and uses the IFSC code IDIB000L541 for all electronic settlement.
Laxman Nagar More branch overview
Located at GILUALA ROADVILL PO LAXMAN NAGAR MORE FATUHAPUR TEHSIL JAMUNAHA LAXMAN NAGAR MORE LAXMAN NAGAR PIN 271804, the Laxman Nagar More branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000L541 is required for all interbank electronic transfers routed through this branch.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including LAXMAN NAGAR MORE of Indian Bank — its own 11-character IFSC. The code IDIB000L541 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000L541 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000L541
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000L541 across all three.
NEFT to Indian Bank, LAXMAN NAGAR MORE using IFSC IDIB000L541
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000L541, and confirm that the system picks up Indian Bank – LAXMAN NAGAR MORE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000L541
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – LAXMAN NAGAR MORE, ensure your bank's portal accepts IFSC IDIB000L541 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – LAXMAN NAGAR MORE, use IMPS. With IFSC IDIB000L541 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Laxman Nagar More
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000L541:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at LAXMAN NAGAR MORE is still linked to IFSC IDIB000L541.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's LAXMAN NAGAR MORE branch, the IFSC IDIB000L541 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Laxman Nagar More branch is mapped to IFSC IDIB000L541 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000L541.
Banking services available
The Laxman Nagar More branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7856980838.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000L541
MICR & cheque-truncation details
Cheques drawn on the Laxman Nagar More branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000L541 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC IDIB000L541
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the LAXMAN NAGAR MORE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000L541 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IDIB000L541
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – LAXMAN NAGAR MORE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000L541. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Laxman Nagar More branch
The branch is located at GILUALA ROADVILL PO LAXMAN NAGAR MORE FATUHAPUR TEHSIL JAMUNAHA LAXMAN NAGAR MORE LAXMAN NAGAR PIN 271804, which puts it inside Laxman Nagar More, the broader Bahraich district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Laxman Nagar More branch” — the verified location pin for IFSC IDIB000L541 should appear at the top of the results.
- Confirm the branch is open by calling 91-7856980838 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000L541 and your account number.
Verifying IFSC IDIB000L541 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000L541 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7856980838.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Laxman Nagar More branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000L541, however, work 24x7.
Branch address & contact
Indian BankLaxman Nagar More Branch
GILUALA ROADVILL PO LAXMAN NAGAR MORE FATUHAPUR TEHSIL JAMUNAHA LAXMAN NAGAR MORE LAXMAN NAGAR PIN 271804
Laxman Nagar More, Uttar Pradesh
Phone: 91-7856980838
IFSC: IDIB000L541
Frequently asked questions
What is the phone number of Indian Bank Laxman Nagar More branch?
You can reach the branch at 91-7856980838 during regular banking hours.
Where is Indian Bank Laxman Nagar More branch located?
Indian Bank's Laxman Nagar More branch is located at GILUALA ROADVILL PO LAXMAN NAGAR MORE FATUHAPUR TEHSIL JAMUNAHA LAXMAN NAGAR MORE LAXMAN NAGAR PIN 271804, Laxman Nagar More, Uttar Pradesh.
Can I use IFSC IDIB000L541 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000L541 to send funds instantly.
What is the IFSC code of Indian Bank Laxman Nagar More branch?
The IFSC code of Indian Bank, Laxman Nagar More branch is IDIB000L541. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Laxman Nagar More branch but serve different purposes.
Is IFSC IDIB000L541 valid for NEFT and RTGS?
Yes. IFSC IDIB000L541 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Indian Bank Laxman Nagar More as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000L541, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDIB000L541 the same for all accounts at Laxman Nagar More branch?
Yes. The IFSC IDIB000L541 is shared by every account held at Indian Bank's Laxman Nagar More branch. Only the account number changes from customer to customer.
Summary
The IFSC code IDIB000L541 belongs to Indian Bank's LAXMAN NAGAR MORE branch, located at GILUALA ROADVILL PO LAXMAN NAGAR MORE FATUHAPUR TEHSIL JAMUNAHA LAXMAN NAGAR… in LAXMAN NAGAR MORE, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
