Use this page as a one-stop reference for everything related to Indian Bank's LALGOPALGANJ branch in LALGOPALGANJ, UTTAR PRADESH. The branch's IFSC code IDIB000L527 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000L527 is the IFSC of Indian Bank's LALGOPALGANJ branch. The format is fixed: IDIB = bank code, 0 = reserved, 00L527 = branch identifier.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Lalgopalganj branch in Lalgopalganj. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000L527.
About this branch
The branch is located at WARD NO 8 DANIYALPUR NEAR NAGAR PANCHAYAT LALGOPALGANJ LALGOPALGANJ LALGOPALGANJ PIN 229413. It serves the Lalgopalganj region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000L527 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Lalgopalganj |
| IFSC Code | IDIB000L527 |
| MICR Code | Refer to cheque leaf |
| Branch Address | WARD NO 8 DANIYALPUR NEAR NAGAR PANCHAYAT LALGOPALGANJ LALGOPALGANJ LALGOPALGANJ PIN 229413 |
| City | Lalgopalganj |
| District | Prayagraj |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 7010057643 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's LALGOPALGANJ branch came to be assigned the code IDIB000L527.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000L527, money simply cannot be routed to the LALGOPALGANJ branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000L527 and the account number together uniquely identify the Lalgopalganj branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IDIB000L527
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000L527 across all three.
NEFT to Indian Bank, LALGOPALGANJ using IFSC IDIB000L527
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000L527, and confirm that the system picks up Indian Bank – LALGOPALGANJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000L527
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – LALGOPALGANJ, ensure your bank's portal accepts IFSC IDIB000L527 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank LALGOPALGANJ (IFSC IDIB000L527)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000L527 in your mobile or internet banking app, and the money is credited to the LALGOPALGANJ branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000L527 for Indian Bank – LALGOPALGANJ, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000L527 | Yes – IDIB000L527 | Yes – IDIB000L527 |
For most retail customers crediting the Lalgopalganj branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's LALGOPALGANJ branch, the IFSC IDIB000L527 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Lalgopalganj branch
Once you have an account at Indian Bank – LALGOPALGANJ, the IFSC IDIB000L527 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Lalgopalganj branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000L527
Online banking and IFSC IDIB000L527
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the LALGOPALGANJ branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000L527 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Lalgopalganj branch sits at WARD NO 8 DANIYALPUR NEAR NAGAR PANCHAYAT LALGOPALGANJ LALGOPALGANJ LALGOPALGANJ PIN 229413. If you are travelling from outside Lalgopalganj, search for the branch on a maps application using the bank name and locality, or call 91-7010057643 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000L527 and your account number.
Common mistakes to avoid when using IFSC IDIB000L527
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – LALGOPALGANJ, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000L527. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Lalgopalganj branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000L527, however, work 24x7.
Verifying IFSC IDIB000L527 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000L527 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7010057643.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankLalgopalganj Branch
WARD NO 8 DANIYALPUR NEAR NAGAR PANCHAYAT LALGOPALGANJ LALGOPALGANJ LALGOPALGANJ PIN 229413
Lalgopalganj, Uttar Pradesh
Phone: 91-7010057643
IFSC: IDIB000L527
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Lalgopalganj branch but serve different purposes.
Does Indian Bank Lalgopalganj branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7010057643 to confirm.
Can I use IFSC IDIB000L527 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000L527 to send funds instantly.
Where is Indian Bank Lalgopalganj branch located?
Indian Bank's Lalgopalganj branch is located at WARD NO 8 DANIYALPUR NEAR NAGAR PANCHAYAT LALGOPALGANJ LALGOPALGANJ LALGOPALGANJ PIN 229413, Lalgopalganj, Uttar Pradesh.
How do I add Indian Bank Lalgopalganj as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000L527, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Indian Bank Lalgopalganj branch?
The IFSC code of Indian Bank, Lalgopalganj branch is IDIB000L527. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IDIB000L527 valid for NEFT and RTGS?
Yes. IFSC IDIB000L527 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using IDIB000L527 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Lalgopalganj reflect within 30 minutes.
Summary
The IFSC code IDIB000L527 belongs to Indian Bank's LALGOPALGANJ branch, located at WARD NO 8 DANIYALPUR NEAR NAGAR PANCHAYAT LALGOPALGANJ LALGOPALGANJ… in LALGOPALGANJ, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
