Use this page as a one-stop reference for everything related to Indian Bank's AIHAR branch in LALGANJ, UTTAR PRADESH. The branch's IFSC code IDIB000A541 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's AIHAR branch, the IFSC IDIB000A541 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00A541 identifies this particular branch.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Aihar branch in Lalganj. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000A541.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Aihar |
| IFSC Code | IDIB000A541 |
| MICR Code | Refer to cheque leaf |
| Branch Address | IN FRONT OF RAIL COACH FACTORY RAEBAREILI ROAD VILLAGE AIHAR BLOCK DALMAU AIHAR LALGANJ AIHAR PIN 229121 |
| City | Lalganj |
| District | Rae Bareli |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9919170088 |
About this branch
The branch is located at IN FRONT OF RAIL COACH FACTORY RAEBAREILI ROAD VILLAGE AIHAR BLOCK DALMAU AIHAR LALGANJ AIHAR PIN 229121. It serves the Lalganj region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000A541 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's AIHAR branch came to be assigned the code IDIB000A541.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000A541, money simply cannot be routed to the AIHAR branch electronically.
Account types you can open at the Aihar branch
Once you have an account at Indian Bank – AIHAR, the IFSC IDIB000A541 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Aihar branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000A541
How to transfer money using IFSC IDIB000A541
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000A541 across all three.
How to use IFSC IDIB000A541 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's AIHAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000A541.
- Confirm the bank name auto-populates as Indian Bank and the branch as AIHAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000A541
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – AIHAR, ensure your bank's portal accepts IFSC IDIB000A541 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – AIHAR, use IMPS. With IFSC IDIB000A541 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Aihar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000A541:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at AIHAR is still linked to IFSC IDIB000A541.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's AIHAR branch, the IFSC IDIB000A541 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Aihar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000A541 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000A541 and the account number together uniquely identify the Aihar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC IDIB000A541
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – AIHAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000A541. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Aihar branch sits at IN FRONT OF RAIL COACH FACTORY RAEBAREILI ROAD VILLAGE AIHAR BLOCK DALMAU AIHAR LALGANJ AIHAR PIN 229121. If you are travelling from outside Lalganj, search for the branch on a maps application using the bank name and locality, or call 91-9919170088 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000A541 and your account number.
Verifying IFSC IDIB000A541 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000A541 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9919170088.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Aihar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000A541 continue to work without interruption.
Branch address & contact
Indian BankAihar Branch
IN FRONT OF RAIL COACH FACTORY RAEBAREILI ROAD VILLAGE AIHAR BLOCK DALMAU AIHAR LALGANJ AIHAR PIN 229121
Lalganj, Uttar Pradesh
Phone: 91-9919170088
IFSC: IDIB000A541
Frequently asked questions
Where is Indian Bank Aihar branch located?
Indian Bank's Aihar branch is located at IN FRONT OF RAIL COACH FACTORY RAEBAREILI ROAD VILLAGE AIHAR BLOCK DALMAU AIHAR LALGANJ AIHAR PIN 229121, Lalganj, Uttar Pradesh.
How quickly will an NEFT transfer using IDIB000A541 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Aihar reflect within 30 minutes.
Is IFSC IDIB000A541 the same for all accounts at Aihar branch?
Yes. The IFSC IDIB000A541 is shared by every account held at Indian Bank's Aihar branch. Only the account number changes from customer to customer.
How do I add Indian Bank Aihar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000A541, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC IDIB000A541 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000A541 to send funds instantly.
What is the IFSC code of Indian Bank Aihar branch?
The IFSC code of Indian Bank, Aihar branch is IDIB000A541. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Indian Bank Aihar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9919170088 to confirm.
Summary
The IFSC code IDIB000A541 belongs to Indian Bank's AIHAR branch, located at IN FRONT OF RAIL COACH FACTORY RAEBAREILI ROAD VILLAGE AIHAR BLOCK DALMAU… in LALGANJ, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
