If you are searching for the IFSC code of Indian Bank, LACHHAPATTI branch in LACHHAPATTI, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is IDIB000L503. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the LACHHAPATTI branch, and detailed step-by-step guides for using the IFSC IDIB000L503 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's LACHHAPATTI branch, the IFSC IDIB000L503 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00L503 identifies this particular branch.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Lachhapatti |
| IFSC Code | IDIB000L503 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BEER SHAHPUR ROAD VILL LACHHAPATT LACHHAPATTI BEERSHAHPUR PIN 231001 |
| City | Lachhapatti |
| District | Mirzapur |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9198158853 |
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Lachhapatti branch in Lachhapatti, Uttar Pradesh is part of this network and uses the IFSC code IDIB000L503 for all electronic settlement.
About this branch
The branch is located at BEER SHAHPUR ROAD VILL LACHHAPATT LACHHAPATTI BEERSHAHPUR PIN 231001. It serves the Lachhapatti region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000L503 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including LACHHAPATTI of Indian Bank — its own 11-character IFSC. The code IDIB000L503 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000L503 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000L503
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000L503 across all three.
How to use IFSC IDIB000L503 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's LACHHAPATTI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000L503.
- Confirm the bank name auto-populates as Indian Bank and the branch as LACHHAPATTI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000L503
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – LACHHAPATTI, ensure your bank's portal accepts IFSC IDIB000L503 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank LACHHAPATTI (IFSC IDIB000L503)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000L503 in your mobile or internet banking app, and the money is credited to the LACHHAPATTI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000L503 for Indian Bank – LACHHAPATTI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000L503 | Yes – IDIB000L503 | Yes – IDIB000L503 |
For most retail customers crediting the Lachhapatti branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's LACHHAPATTI branch, the IFSC IDIB000L503 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Lachhapatti branch is mapped to IFSC IDIB000L503 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000L503.
Banking services available
The Lachhapatti branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9198158853.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000L503
MICR & cheque-truncation details
Cheques drawn on the Lachhapatti branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000L503 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC IDIB000L503
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the LACHHAPATTI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000L503 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – LACHHAPATTI:
- The IFSC is exactly IDIB000L503 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and LACHHAPATTI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Lachhapatti branch sits at BEER SHAHPUR ROAD VILL LACHHAPATT LACHHAPATTI BEERSHAHPUR PIN 231001. If you are travelling from outside Lachhapatti, search for the branch on a maps application using the bank name and locality, or call 91-9198158853 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000L503 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000L503 for Indian Bank – LACHHAPATTI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Lachhapatti are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000L503 continue to work without interruption.
Branch address & contact
Indian BankLachhapatti Branch
BEER SHAHPUR ROAD VILL LACHHAPATT LACHHAPATTI BEERSHAHPUR PIN 231001
Lachhapatti, Uttar Pradesh
Phone: 91-9198158853
IFSC: IDIB000L503
Frequently asked questions
How do I add Indian Bank Lachhapatti as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000L503, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Lachhapatti branch but serve different purposes.
Is IFSC IDIB000L503 the same for all accounts at Lachhapatti branch?
Yes. The IFSC IDIB000L503 is shared by every account held at Indian Bank's Lachhapatti branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using IDIB000L503 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Lachhapatti reflect within 30 minutes.
Does Indian Bank Lachhapatti branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9198158853 to confirm.
Can I use IFSC IDIB000L503 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000L503 to send funds instantly.
What is the phone number of Indian Bank Lachhapatti branch?
You can reach the branch at 91-9198158853 during regular banking hours.
Where is Indian Bank Lachhapatti branch located?
Indian Bank's Lachhapatti branch is located at BEER SHAHPUR ROAD VILL LACHHAPATT LACHHAPATTI BEERSHAHPUR PIN 231001, Lachhapatti, Uttar Pradesh.
Final notes
To recap: IDIB000L503 is the IFSC code of Indian Bank, LACHHAPATTI branch, in LACHHAPATTI, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
