Below are the complete branch details for Indian Bank, MICROSATE KURNOOL branch, located in KURNOOL, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000M376. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000M376 for Indian Bank – MICROSATE KURNOOL — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – MICROSATE KURNOOL is IDIB000M376. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00M376 map to this branch in KURNOOL, ANDHRA PRADESH.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Microsate Kurnool |
| IFSC Code | IDIB000M376 |
| MICR Code | Refer to cheque leaf |
| Branch Address | FLAT NO 101 102 AKSHAYA ENCLAVE BIRLA GUEST HOUSE KURNOOL PIN 518002 |
| City | Kurnool |
| District | Kurnool |
| State | Andhra Pradesh |
| STD Code | 8518 |
| Phone | 232367 |
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Microsate Kurnool branch — IFSC IDIB000M376 — extends the bank's services to customers in and around Kurnool, Andhra Pradesh.
About this branch
The branch is located at FLAT NO 101 102 AKSHAYA ENCLAVE BIRLA GUEST HOUSE KURNOOL PIN 518002. It serves the Kurnool region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000M376 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's MICROSATE KURNOOL branch came to be assigned the code IDIB000M376.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000M376, money simply cannot be routed to the MICROSATE KURNOOL branch electronically.
How to transfer money using IFSC IDIB000M376
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000M376 across all three.
NEFT to Indian Bank, MICROSATE KURNOOL using IFSC IDIB000M376
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000M376, and confirm that the system picks up Indian Bank – MICROSATE KURNOOL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000M376
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – MICROSATE KURNOOL, ensure your bank's portal accepts IFSC IDIB000M376 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank MICROSATE KURNOOL (IFSC IDIB000M376)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000M376 in your mobile or internet banking app, and the money is credited to the MICROSATE KURNOOL branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000M376 for Indian Bank – MICROSATE KURNOOL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000M376 | Yes – IDIB000M376 | Yes – IDIB000M376 |
For most retail customers crediting the Microsate Kurnool branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000M376
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – MICROSATE KURNOOL is still mapped to IFSC IDIB000M376. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000M376 and the beneficiary's account number to complete the transfer.
Account types you can open at the Microsate Kurnool branch
Once you have an account at Indian Bank – MICROSATE KURNOOL, the IFSC IDIB000M376 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Microsate Kurnool branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8518-232367.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000M376
MICR & cheque-truncation details
Cheques drawn on the Microsate Kurnool branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000M376 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC IDIB000M376
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the MICROSATE KURNOOL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000M376 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – MICROSATE KURNOOL:
- The IFSC is exactly IDIB000M376 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and MICROSATE KURNOOL as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Microsate Kurnool branch sits at FLAT NO 101 102 AKSHAYA ENCLAVE BIRLA GUEST HOUSE KURNOOL PIN 518002. If you are travelling from outside Kurnool, search for the branch on a maps application using the bank name and locality, or call 8518-232367 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000M376 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000M376 for Indian Bank – MICROSATE KURNOOL, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Microsate Kurnool are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000M376 continue to work without interruption.
Branch address & contact
Indian BankMicrosate Kurnool Branch
FLAT NO 101 102 AKSHAYA ENCLAVE BIRLA GUEST HOUSE KURNOOL PIN 518002
Kurnool, Andhra Pradesh
Phone: 8518-232367
IFSC: IDIB000M376
Frequently asked questions
Is IFSC IDIB000M376 valid for NEFT and RTGS?
Yes. IFSC IDIB000M376 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using IDIB000M376 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Microsate Kurnool reflect within 30 minutes.
What is the phone number of Indian Bank Microsate Kurnool branch?
You can reach the branch at 8518-232367 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Microsate Kurnool branch but serve different purposes.
Does Indian Bank Microsate Kurnool branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8518-232367 to confirm.
How do I add Indian Bank Microsate Kurnool as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000M376, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Indian Bank Microsate Kurnool branch?
The IFSC code of Indian Bank, Microsate Kurnool branch is IDIB000M376. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Indian Bank Microsate Kurnool branch located?
Indian Bank's Microsate Kurnool branch is located at FLAT NO 101 102 AKSHAYA ENCLAVE BIRLA GUEST HOUSE KURNOOL PIN 518002, Kurnool, Andhra Pradesh.
Final notes
To recap: IDIB000M376 is the IFSC code of Indian Bank, MICROSATE KURNOOL branch, in KURNOOL, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
