Use this page as a one-stop reference for everything related to Indian Bank's KUPPAM branch in KUPPAM, ANDHRA PRADESH. The branch's IFSC code IDIB000K058 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000K058 is the IFSC of Indian Bank's KUPPAM branch. The format is fixed: IDIB = bank code, 0 = reserved, 00K058 = branch identifier.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Kuppam branch in Kuppam. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000K058.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Kuppam |
| IFSC Code | IDIB000K058 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 8/101 T B ROAD KUPPAM KUPPAM PIN 517425 |
| City | Kuppam |
| District | Chittoor |
| State | Andhra Pradesh |
| STD Code | 8570 |
| Phone | 255029 |
About this branch
The branch is located at 8/101 T B ROAD KUPPAM KUPPAM PIN 517425. It serves the Kuppam region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000K058 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KUPPAM of Indian Bank — its own 11-character IFSC. The code IDIB000K058 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000K058 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Kuppam branch is mapped to IFSC IDIB000K058 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000K058.
Products and services
Customers walking into the Kuppam branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000K058
How to transfer money using IFSC IDIB000K058
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000K058 across all three.
NEFT to Indian Bank, KUPPAM using IFSC IDIB000K058
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000K058, and confirm that the system picks up Indian Bank – KUPPAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KUPPAM
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's KUPPAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000K058 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank KUPPAM (IFSC IDIB000K058)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000K058 in your mobile or internet banking app, and the money is credited to the KUPPAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000K058 for Indian Bank – KUPPAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000K058 | Yes – IDIB000K058 | Yes – IDIB000K058 |
For most retail customers crediting the Kuppam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000K058
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – KUPPAM is still mapped to IFSC IDIB000K058. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000K058 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Kuppam branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000K058 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Kuppam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000K058 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – KUPPAM:
- The IFSC is exactly IDIB000K058 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and KUPPAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Kuppam branch sits at 8/101 T B ROAD KUPPAM KUPPAM PIN 517425. If you are travelling from outside Kuppam, search for the branch on a maps application using the bank name and locality, or call 8570-255029 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000K058 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000K058 for Indian Bank – KUPPAM, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kuppam branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000K058, however, work 24x7.
Branch address & contact
Indian BankKuppam Branch
8/101 T B ROAD KUPPAM KUPPAM PIN 517425
Kuppam, Andhra Pradesh
Phone: 8570-255029
IFSC: IDIB000K058
Frequently asked questions
Does Indian Bank Kuppam branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8570-255029 to confirm.
How do I add Indian Bank Kuppam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000K058, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDIB000K058 valid for NEFT and RTGS?
Yes. IFSC IDIB000K058 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using IDIB000K058 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Kuppam reflect within 30 minutes.
Can I use IFSC IDIB000K058 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000K058 to send funds instantly.
What is the IFSC code of Indian Bank Kuppam branch?
The IFSC code of Indian Bank, Kuppam branch is IDIB000K058. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code IDIB000K058 belongs to Indian Bank's KUPPAM branch, located at 8/101 T B ROAD KUPPAM KUPPAM PIN 517425 in KUPPAM, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
