IFSC Code of Indian Bank, Kanpur Swarna Jayanthi Vihar Branch, Uttar Pradesh

If you are searching for the IFSC code of Indian Bank, KANPUR SWARNA JAYANTHI VIHAR branch in KOYLA NAGAR KANPUR, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is IDIB000S808. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KANPUR SWARNA JAYANTHI VIHAR branch, and detailed step-by-step guides for using the IFSC IDIB000S808 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IDIB000S808 is the IFSC of Indian Bank's KANPUR SWARNA JAYANTHI VIHAR branch. The format is fixed: IDIB = bank code, 0 = reserved, 00S808 = branch identifier.

About Indian Bank

Indian Bank operates a wide network of branches across India, including the Kanpur Swarna Jayanthi Vihar branch in Koyla Nagar Kanpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000S808.

Branch details at a glance

About this branch

The branch is located at PLOT NO4SWARNA JAYANTI VIHAR ROAD KOYLA NAGARKANPUR KOYLA NAGARKANPUR PIN 208201. It serves the Koyla Nagar Kanpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000S808 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's KANPUR SWARNA JAYANTHI VIHAR branch came to be assigned the code IDIB000S808.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000S808, money simply cannot be routed to the KANPUR SWARNA JAYANTHI VIHAR branch electronically.

Products and account variants supported

Every account opened at the Kanpur Swarna Jayanthi Vihar branch is mapped to IFSC IDIB000S808 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDIB000S808.

Banking services available

The Kanpur Swarna Jayanthi Vihar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7985038335.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000S808

How to transfer money using IFSC IDIB000S808

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000S808 across all three.

How to use IFSC IDIB000S808 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's KANPUR SWARNA JAYANTHI VIHAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IDIB000S808.
4. Confirm the bank name auto-populates as Indian Bank and the branch as KANPUR SWARNA JAYANTHI VIHAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to KANPUR SWARNA JAYANTHI VIHAR

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's KANPUR SWARNA JAYANTHI VIHAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000S808 while initiating the transfer and the credit will appear within minutes.

IMPS to Indian Bank KANPUR SWARNA JAYANTHI VIHAR (IFSC IDIB000S808)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000S808 in your mobile or internet banking app, and the money is credited to the KANPUR SWARNA JAYANTHI VIHAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Kanpur Swarna Jayanthi Vihar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000S808:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KANPUR SWARNA JAYANTHI VIHAR is still linked to IFSC IDIB000S808.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IDIB000S808

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – KANPUR SWARNA JAYANTHI VIHAR is still mapped to IFSC IDIB000S808. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000S808 and the beneficiary's account number to complete the transfer.

Online banking and IFSC IDIB000S808

Indian Bank customers can register for net banking and the bank's official mobile app once their account at the KANPUR SWARNA JAYANTHI VIHAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000S808 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Kanpur Swarna Jayanthi Vihar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000S808 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – KANPUR SWARNA JAYANTHI VIHAR:

• The IFSC is exactly IDIB000S808 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and KANPUR SWARNA JAYANTHI VIHAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Kanpur Swarna Jayanthi Vihar branch sits at PLOT NO4SWARNA JAYANTI VIHAR ROAD KOYLA NAGARKANPUR KOYLA NAGARKANPUR PIN 208201. If you are travelling from outside Koyla Nagar Kanpur, search for the branch on a maps application using the bank name and locality, or call 91-7985038335 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000S808 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDIB000S808 for Indian Bank – KANPUR SWARNA JAYANTHI VIHAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Kanpur Swarna Jayanthi Vihar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000S808 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IDIB000S808 is the IFSC code of Indian Bank, KANPUR SWARNA JAYANTHI VIHAR branch, in KOYLA NAGAR KANPUR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.