Below are the complete branch details for Indian Bank, GANGAVATHI branch, located in KOPPAL, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000G114. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000G114 for Indian Bank – GANGAVATHI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's GANGAVATHI branch, the IFSC IDIB000G114 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00G114 identifies this particular branch.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gangavathi branch in Koppal, Karnataka is part of this network and uses the IFSC code IDIB000G114 for all electronic settlement.
About this branch
The branch is located at WNO 10NEAR CHURCH OPP SAI BABA RICE MILL RGROAD GANGAVATHI PIN 583227. It serves the Koppal region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000G114 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Gangavathi |
| IFSC Code | IDIB000G114 |
| MICR Code | Refer to cheque leaf |
| Branch Address | WNO 10NEAR CHURCH OPP SAI BABA RICE MILL RGROAD GANGAVATHI PIN 583227 |
| City | Koppal |
| District | Koppal |
| State | Karnataka |
| STD Code | 8533 |
| Phone | 270144 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's GANGAVATHI branch came to be assigned the code IDIB000G114.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000G114, money simply cannot be routed to the GANGAVATHI branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Gangavathi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000G114 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDIB000G114
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000G114 across all three.
How to use IFSC IDIB000G114 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's GANGAVATHI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000G114.
- Confirm the bank name auto-populates as Indian Bank and the branch as GANGAVATHI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000G114
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – GANGAVATHI, ensure your bank's portal accepts IFSC IDIB000G114 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank GANGAVATHI (IFSC IDIB000G114)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000G114 in your mobile or internet banking app, and the money is credited to the GANGAVATHI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Gangavathi
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000G114:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at GANGAVATHI is still linked to IFSC IDIB000G114.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDIB000G114
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – GANGAVATHI is still mapped to IFSC IDIB000G114. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000G114 and the beneficiary's account number to complete the transfer.
Account types you can open at the Gangavathi branch
Once you have an account at Indian Bank – GANGAVATHI, the IFSC IDIB000G114 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Gangavathi branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000G114
Digital banking channels
Most day-to-day work that customers used to do at the Gangavathi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000G114 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Gangavathi branch
The branch is located at WNO 10NEAR CHURCH OPP SAI BABA RICE MILL RGROAD GANGAVATHI PIN 583227, which puts it inside Koppal, the broader Koppal district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Gangavathi branch” — the verified location pin for IFSC IDIB000G114 should appear at the top of the results.
- Confirm the branch is open by calling 8533-270144 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000G114 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – GANGAVATHI:
- The IFSC is exactly IDIB000G114 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and GANGAVATHI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gangavathi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000G114, however, work 24x7.
Verifying IFSC IDIB000G114 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000G114 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8533-270144.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankGangavathi Branch
WNO 10NEAR CHURCH OPP SAI BABA RICE MILL RGROAD GANGAVATHI PIN 583227
Koppal, Karnataka
Phone: 8533-270144
IFSC: IDIB000G114
Frequently asked questions
How quickly will an NEFT transfer using IDIB000G114 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Gangavathi reflect within 30 minutes.
Is IFSC IDIB000G114 the same for all accounts at Gangavathi branch?
Yes. The IFSC IDIB000G114 is shared by every account held at Indian Bank's Gangavathi branch. Only the account number changes from customer to customer.
Does Indian Bank Gangavathi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8533-270144 to confirm.
What is the phone number of Indian Bank Gangavathi branch?
You can reach the branch at 8533-270144 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gangavathi branch but serve different purposes.
Is IFSC IDIB000G114 valid for NEFT and RTGS?
Yes. IFSC IDIB000G114 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Indian Bank Gangavathi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000G114, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code IDIB000G114 belongs to Indian Bank's GANGAVATHI branch, located at WNO 10NEAR CHURCH OPP SAI BABA RICE MILL RGROAD GANGAVATHI PIN 583227 in KOPPAL, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
