Below are the complete branch details for Indian Bank, TITAGURI branch, located in KOKRAJHAR, ASSAM. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000T596. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000T596 for Indian Bank – TITAGURI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000T596 is the IFSC of Indian Bank's TITAGURI branch. The format is fixed: IDIB = bank code, 0 = reserved, 00T596 = branch identifier.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Titaguri branch in Kokrajhar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000T596.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Titaguri |
| IFSC Code | IDIB000T596 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BAZAR ROAD BAZAR ROAD KOKRAJHAR KOKRAJHAR PIN 783370 |
| City | Kokrajhar |
| District | Kokrajhar |
| State | Assam |
| STD Code | 91 |
| Phone | 9706216303 |
About the Titaguri branch
The Titaguri branch of Indian Bank is situated at BAZAR ROAD BAZAR ROAD KOKRAJHAR KOKRAJHAR PIN 783370. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000T596 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's TITAGURI branch came to be assigned the code IDIB000T596.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000T596, money simply cannot be routed to the TITAGURI branch electronically.
Products and account variants supported
Every account opened at the Titaguri branch is mapped to IFSC IDIB000T596 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000T596.
Products and services
Customers walking into the Titaguri branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000T596
How to transfer money using IFSC IDIB000T596
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000T596 across all three.
NEFT to Indian Bank, TITAGURI using IFSC IDIB000T596
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000T596, and confirm that the system picks up Indian Bank – TITAGURI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to TITAGURI
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's TITAGURI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000T596 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – TITAGURI, use IMPS. With IFSC IDIB000T596 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000T596 for Indian Bank – TITAGURI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000T596 | Yes – IDIB000T596 | Yes – IDIB000T596 |
For most retail customers crediting the Titaguri branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000T596
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – TITAGURI is still mapped to IFSC IDIB000T596. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000T596 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IDIB000T596
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the TITAGURI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000T596 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Titaguri branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000T596 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC IDIB000T596
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – TITAGURI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000T596. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Titaguri branch sits at BAZAR ROAD BAZAR ROAD KOKRAJHAR KOKRAJHAR PIN 783370. If you are travelling from outside Kokrajhar, search for the branch on a maps application using the bank name and locality, or call 91-9706216303 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000T596 and your account number.
Verifying IFSC IDIB000T596 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000T596 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9706216303.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Titaguri are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000T596 continue to work without interruption.
Branch address & contact
Indian BankTitaguri Branch
BAZAR ROAD BAZAR ROAD KOKRAJHAR KOKRAJHAR PIN 783370
Kokrajhar, Assam
Phone: 91-9706216303
IFSC: IDIB000T596
Frequently asked questions
Is IFSC IDIB000T596 valid for NEFT and RTGS?
Yes. IFSC IDIB000T596 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC IDIB000T596 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000T596 to send funds instantly.
What is the IFSC code of Indian Bank Titaguri branch?
The IFSC code of Indian Bank, Titaguri branch is IDIB000T596. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Indian Bank Titaguri branch located?
Indian Bank's Titaguri branch is located at BAZAR ROAD BAZAR ROAD KOKRAJHAR KOKRAJHAR PIN 783370, Kokrajhar, Assam.
Is IFSC IDIB000T596 the same for all accounts at Titaguri branch?
Yes. The IFSC IDIB000T596 is shared by every account held at Indian Bank's Titaguri branch. Only the account number changes from customer to customer.
How do I add Indian Bank Titaguri as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000T596, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Indian Bank Titaguri branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9706216303 to confirm.
What is the phone number of Indian Bank Titaguri branch?
You can reach the branch at 91-9706216303 during regular banking hours.
Summary
The IFSC code IDIB000T596 belongs to Indian Bank's TITAGURI branch, located at BAZAR ROAD BAZAR ROAD KOKRAJHAR KOKRAJHAR PIN 783370 in KOKRAJHAR, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
