Below are the complete branch details for Indian Bank, KHUNTI branch, located in KHUNTI, JHARKHAND. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000K710. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000K710 for Indian Bank – KHUNTI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – KHUNTI is IDIB000K710. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00K710 map to this branch in KHUNTI, JHARKHAND.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Khunti branch in Khunti, Jharkhand is part of this network and uses the IFSC code IDIB000K710 for all electronic settlement.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Khunti |
| IFSC Code | IDIB000K710 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SK STORES MAIN ROAD KHUNTI KHUNTI KHUNTI PIN 835201 |
| City | Khunti |
| District | Khunti |
| State | Jharkhand |
| STD Code | 91 |
| Phone | 9113312735 |
About this branch
The branch is located at SK STORES MAIN ROAD KHUNTI KHUNTI KHUNTI PIN 835201. It serves the Khunti region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000K710 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's KHUNTI branch came to be assigned the code IDIB000K710.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000K710, money simply cannot be routed to the KHUNTI branch electronically.
Account types you can open at the Khunti branch
Once you have an account at Indian Bank – KHUNTI, the IFSC IDIB000K710 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Khunti branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9113312735.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000K710
How to transfer money using IFSC IDIB000K710
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000K710 across all three.
How to use IFSC IDIB000K710 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's KHUNTI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000K710.
- Confirm the bank name auto-populates as Indian Bank and the branch as KHUNTI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000K710
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – KHUNTI, ensure your bank's portal accepts IFSC IDIB000K710 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – KHUNTI, use IMPS. With IFSC IDIB000K710 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Khunti
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000K710:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KHUNTI is still linked to IFSC IDIB000K710.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's KHUNTI branch, the IFSC IDIB000K710 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Khunti branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000K710 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Khunti branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000K710 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – KHUNTI:
- The IFSC is exactly IDIB000K710 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and KHUNTI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Khunti branch
The branch is located at SK STORES MAIN ROAD KHUNTI KHUNTI KHUNTI PIN 835201, which puts it inside Khunti, the broader Khunti district, and the state of Jharkhand. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Khunti branch” — the verified location pin for IFSC IDIB000K710 should appear at the top of the results.
- Confirm the branch is open by calling 91-9113312735 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000K710 and your account number.
Verifying IFSC IDIB000K710 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000K710 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9113312735.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Khunti are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000K710 continue to work without interruption.
Branch address & contact
Indian BankKhunti Branch
SK STORES MAIN ROAD KHUNTI KHUNTI KHUNTI PIN 835201
Khunti, Jharkhand
Phone: 91-9113312735
IFSC: IDIB000K710
Frequently asked questions
Is IFSC IDIB000K710 the same for all accounts at Khunti branch?
Yes. The IFSC IDIB000K710 is shared by every account held at Indian Bank's Khunti branch. Only the account number changes from customer to customer.
Is IFSC IDIB000K710 valid for NEFT and RTGS?
Yes. IFSC IDIB000K710 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Khunti branch but serve different purposes.
How quickly will an NEFT transfer using IDIB000K710 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Khunti reflect within 30 minutes.
What is the phone number of Indian Bank Khunti branch?
You can reach the branch at 91-9113312735 during regular banking hours.
Can I use IFSC IDIB000K710 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000K710 to send funds instantly.
Where is Indian Bank Khunti branch located?
Indian Bank's Khunti branch is located at SK STORES MAIN ROAD KHUNTI KHUNTI KHUNTI PIN 835201, Khunti, Jharkhand.
Does Indian Bank Khunti branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9113312735 to confirm.
Summary
The IFSC code IDIB000K710 belongs to Indian Bank's KHUNTI branch, located at SK STORES MAIN ROAD KHUNTI KHUNTI KHUNTI PIN 835201 in KHUNTI, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
