Below are the complete branch details for Indian Bank, MICROSATE KATHLAL branch, located in KHEDA, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000M167. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000M167 for Indian Bank – MICROSATE KATHLAL — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's MICROSATE KATHLAL branch, the IFSC IDIB000M167 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00M167 identifies this particular branch.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Microsate Kathlal |
| IFSC Code | IDIB000M167 |
| MICR Code | Refer to cheque leaf |
| Branch Address | J B PLAZA 252627 GROUND FLOOR KATHLALNADIAD ROAD KATHLAL PIN 387630 |
| City | Kheda |
| District | Kheda |
| State | Gujarat |
| STD Code | 269 |
| Phone | 1243850 |
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Microsate Kathlal branch in Kheda. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000M167.
About the Microsate Kathlal branch
The Microsate Kathlal branch of Indian Bank is situated at J B PLAZA 252627 GROUND FLOOR KATHLALNADIAD ROAD KATHLAL PIN 387630. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000M167 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's MICROSATE KATHLAL branch came to be assigned the code IDIB000M167.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000M167, money simply cannot be routed to the MICROSATE KATHLAL branch electronically.
How to transfer money using IFSC IDIB000M167
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000M167 across all three.
NEFT to Indian Bank, MICROSATE KATHLAL using IFSC IDIB000M167
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000M167, and confirm that the system picks up Indian Bank – MICROSATE KATHLAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000M167
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – MICROSATE KATHLAL, ensure your bank's portal accepts IFSC IDIB000M167 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – MICROSATE KATHLAL, use IMPS. With IFSC IDIB000M167 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000M167 for Indian Bank – MICROSATE KATHLAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000M167 | Yes – IDIB000M167 | Yes – IDIB000M167 |
For most retail customers crediting the Microsate Kathlal branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000M167
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – MICROSATE KATHLAL is still mapped to IFSC IDIB000M167. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000M167 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Microsate Kathlal branch is mapped to IFSC IDIB000M167 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000M167.
Products and services
Customers walking into the Microsate Kathlal branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000M167
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000M167 and the account number together uniquely identify the Microsate Kathlal branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IDIB000M167
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the MICROSATE KATHLAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000M167 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IDIB000M167
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – MICROSATE KATHLAL, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000M167. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Microsate Kathlal branch
The branch is located at J B PLAZA 252627 GROUND FLOOR KATHLALNADIAD ROAD KATHLAL PIN 387630, which puts it inside Kheda, the broader Kheda district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Microsate Kathlal branch” — the verified location pin for IFSC IDIB000M167 should appear at the top of the results.
- Confirm the branch is open by calling 269-1243850 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000M167 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000M167 for Indian Bank – MICROSATE KATHLAL, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Microsate Kathlal branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000M167, however, work 24x7.
Branch address & contact
Indian BankMicrosate Kathlal Branch
J B PLAZA 252627 GROUND FLOOR KATHLALNADIAD ROAD KATHLAL PIN 387630
Kheda, Gujarat
Phone: 269-1243850
IFSC: IDIB000M167
Frequently asked questions
Is IFSC IDIB000M167 the same for all accounts at Microsate Kathlal branch?
Yes. The IFSC IDIB000M167 is shared by every account held at Indian Bank's Microsate Kathlal branch. Only the account number changes from customer to customer.
Where is Indian Bank Microsate Kathlal branch located?
Indian Bank's Microsate Kathlal branch is located at J B PLAZA 252627 GROUND FLOOR KATHLALNADIAD ROAD KATHLAL PIN 387630, Kheda, Gujarat.
Does Indian Bank Microsate Kathlal branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 269-1243850 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Microsate Kathlal branch but serve different purposes.
Is IFSC IDIB000M167 valid for NEFT and RTGS?
Yes. IFSC IDIB000M167 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Indian Bank Microsate Kathlal as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000M167, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Indian Bank Microsate Kathlal branch?
You can reach the branch at 269-1243850 during regular banking hours.
What is the IFSC code of Indian Bank Microsate Kathlal branch?
The IFSC code of Indian Bank, Microsate Kathlal branch is IDIB000M167. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: IDIB000M167 is the IFSC code of Indian Bank, MICROSATE KATHLAL branch, in KHEDA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
