Below are the complete branch details for Indian Bank, KHALORE branch, located in KHALORE, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000K671. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000K671 for Indian Bank – KHALORE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's KHALORE branch, the IFSC IDIB000K671 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00K671 identifies this particular branch.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Khalore branch in Khalore, West Bengal is part of this network and uses the IFSC code IDIB000K671 for all electronic settlement.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Khalore |
| IFSC Code | IDIB000K671 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL KHALORE P O BAGNAN KHALORE KHALORE BAGNAN PIN 711303 |
| City | Khalore |
| District | Haora |
| State | West Bengal |
| STD Code | 91 |
| Phone | 9706422769 |
About this branch
The branch is located at VILL KHALORE P O BAGNAN KHALORE KHALORE BAGNAN PIN 711303. It serves the Khalore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000K671 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's KHALORE branch came to be assigned the code IDIB000K671.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000K671, money simply cannot be routed to the KHALORE branch electronically.
Products and account variants supported
Every account opened at the Khalore branch is mapped to IFSC IDIB000K671 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000K671.
Products and services
Customers walking into the Khalore branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000K671
How to transfer money using IFSC IDIB000K671
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000K671 across all three.
NEFT to Indian Bank, KHALORE using IFSC IDIB000K671
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000K671, and confirm that the system picks up Indian Bank – KHALORE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KHALORE
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's KHALORE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000K671 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank KHALORE (IFSC IDIB000K671)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000K671 in your mobile or internet banking app, and the money is credited to the KHALORE branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Khalore
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000K671:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KHALORE is still linked to IFSC IDIB000K671.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's KHALORE branch, the IFSC IDIB000K671 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IDIB000K671
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the KHALORE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000K671 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000K671 and the account number together uniquely identify the Khalore branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – KHALORE:
- The IFSC is exactly IDIB000K671 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and KHALORE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Khalore branch sits at VILL KHALORE P O BAGNAN KHALORE KHALORE BAGNAN PIN 711303. If you are travelling from outside Khalore, search for the branch on a maps application using the bank name and locality, or call 91-9706422769 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000K671 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000K671 for Indian Bank – KHALORE, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Khalore are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000K671 continue to work without interruption.
Branch address & contact
Indian BankKhalore Branch
VILL KHALORE P O BAGNAN KHALORE KHALORE BAGNAN PIN 711303
Khalore, West Bengal
Phone: 91-9706422769
IFSC: IDIB000K671
Frequently asked questions
Is IFSC IDIB000K671 the same for all accounts at Khalore branch?
Yes. The IFSC IDIB000K671 is shared by every account held at Indian Bank's Khalore branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using IDIB000K671 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Khalore reflect within 30 minutes.
Does Indian Bank Khalore branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9706422769 to confirm.
Can I use IFSC IDIB000K671 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000K671 to send funds instantly.
How do I add Indian Bank Khalore as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000K671, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Indian Bank Khalore branch?
You can reach the branch at 91-9706422769 during regular banking hours.
Final notes
To recap: IDIB000K671 is the IFSC code of Indian Bank, KHALORE branch, in KHALORE, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
