Below are the complete branch details for Indian Bank, PRAYAGRAJ KATRA branch, located in KATRA, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000A583. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000A583 for Indian Bank – PRAYAGRAJ KATRA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's PRAYAGRAJ KATRA branch, the IFSC IDIB000A583 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00A583 identifies this particular branch.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Prayagraj Katra branch in Katra. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000A583.
Prayagraj Katra branch overview
Located at 64 MASTER ZAHURU HASAN ROAD KATRA PO ALLAHABAD KATRA KATRA PIN 211002, the Prayagraj Katra branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000A583 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Prayagraj Katra |
| IFSC Code | IDIB000A583 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 64 MASTER ZAHURU HASAN ROAD KATRA PO ALLAHABAD KATRA KATRA PIN 211002 |
| City | Katra |
| District | Prayagraj |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 7705021717 |
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PRAYAGRAJ KATRA of Indian Bank — its own 11-character IFSC. The code IDIB000A583 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000A583 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Prayagraj Katra branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000A583 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDIB000A583
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000A583 across all three.
NEFT to Indian Bank, PRAYAGRAJ KATRA using IFSC IDIB000A583
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000A583, and confirm that the system picks up Indian Bank – PRAYAGRAJ KATRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000A583
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – PRAYAGRAJ KATRA, ensure your bank's portal accepts IFSC IDIB000A583 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank PRAYAGRAJ KATRA (IFSC IDIB000A583)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000A583 in your mobile or internet banking app, and the money is credited to the PRAYAGRAJ KATRA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000A583 for Indian Bank – PRAYAGRAJ KATRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000A583 | Yes – IDIB000A583 | Yes – IDIB000A583 |
For most retail customers crediting the Prayagraj Katra branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000A583
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – PRAYAGRAJ KATRA is still mapped to IFSC IDIB000A583. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000A583 and the beneficiary's account number to complete the transfer.
Account types you can open at the Prayagraj Katra branch
Once you have an account at Indian Bank – PRAYAGRAJ KATRA, the IFSC IDIB000A583 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Prayagraj Katra branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000A583
Online banking and IFSC IDIB000A583
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the PRAYAGRAJ KATRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000A583 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Prayagraj Katra branch
The branch is located at 64 MASTER ZAHURU HASAN ROAD KATRA PO ALLAHABAD KATRA KATRA PIN 211002, which puts it inside Katra, the broader Prayagraj district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Prayagraj Katra branch” — the verified location pin for IFSC IDIB000A583 should appear at the top of the results.
- Confirm the branch is open by calling 91-7705021717 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000A583 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – PRAYAGRAJ KATRA:
- The IFSC is exactly IDIB000A583 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and PRAYAGRAJ KATRA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Prayagraj Katra are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000A583 continue to work without interruption.
Verifying IFSC IDIB000A583 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000A583 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7705021717.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankPrayagraj Katra Branch
64 MASTER ZAHURU HASAN ROAD KATRA PO ALLAHABAD KATRA KATRA PIN 211002
Katra, Uttar Pradesh
Phone: 91-7705021717
IFSC: IDIB000A583
Frequently asked questions
Is IFSC IDIB000A583 the same for all accounts at Prayagraj Katra branch?
Yes. The IFSC IDIB000A583 is shared by every account held at Indian Bank's Prayagraj Katra branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Prayagraj Katra branch but serve different purposes.
Where is Indian Bank Prayagraj Katra branch located?
Indian Bank's Prayagraj Katra branch is located at 64 MASTER ZAHURU HASAN ROAD KATRA PO ALLAHABAD KATRA KATRA PIN 211002, Katra, Uttar Pradesh.
Does Indian Bank Prayagraj Katra branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7705021717 to confirm.
How quickly will an NEFT transfer using IDIB000A583 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Prayagraj Katra reflect within 30 minutes.
How do I add Indian Bank Prayagraj Katra as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000A583, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code IDIB000A583 belongs to Indian Bank's PRAYAGRAJ KATRA branch, located at 64 MASTER ZAHURU HASAN ROAD KATRA PO ALLAHABAD KATRA KATRA PIN 211002 in KATRA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
