IFSC Code of Indian Bank, Kanchrapara Branch, West Bengal

Use this page as a one-stop reference for everything related to Indian Bank's KANCHRAPARA branch in KANCHRAPARA, WEST BENGAL. The branch's IFSC code IDIB000K561 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Indian Bank – KANCHRAPARA is IDIB000K561. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00K561 map to this branch in KANCHRAPARA, WEST BENGAL.

Branch details at a glance

About Indian Bank

Indian Bank operates a wide network of branches across India, including the Kanchrapara branch in Kanchrapara. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000K561.

About the Kanchrapara branch

The Kanchrapara branch of Indian Bank is situated at 135 KABIGURU RABINDRA PATH PO KANCHRAPARA KANCHRAPARA KANCHRAPARA PIN 743145. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000K561 is used.

Why every Indian Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KANCHRAPARA of Indian Bank — its own 11-character IFSC. The code IDIB000K561 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000K561 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC IDIB000K561

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000K561 across all three.

NEFT to Indian Bank, KANCHRAPARA using IFSC IDIB000K561

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000K561, and confirm that the system picks up Indian Bank – KANCHRAPARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to KANCHRAPARA

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's KANCHRAPARA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000K561 while initiating the transfer and the credit will appear within minutes.

IMPS to Indian Bank KANCHRAPARA (IFSC IDIB000K561)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000K561 in your mobile or internet banking app, and the money is credited to the KANCHRAPARA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Kanchrapara

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000K561:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KANCHRAPARA is still linked to IFSC IDIB000K561.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IDIB000K561

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – KANCHRAPARA is still mapped to IFSC IDIB000K561. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000K561 and the beneficiary's account number to complete the transfer.

Account types you can open at the Kanchrapara branch

Once you have an account at Indian Bank – KANCHRAPARA, the IFSC IDIB000K561 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Kanchrapara branch can access most of Indian Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDIB000K561

MICR & cheque-truncation details

Cheques drawn on the Kanchrapara branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000K561 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC IDIB000K561

Indian Bank customers can register for net banking and the bank's official mobile app once their account at the KANCHRAPARA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000K561 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – KANCHRAPARA:

• The IFSC is exactly IDIB000K561 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and KANCHRAPARA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Kanchrapara branch

The branch is located at 135 KABIGURU RABINDRA PATH PO KANCHRAPARA KANCHRAPARA KANCHRAPARA PIN 743145, which puts it inside Kanchrapara, the broader North 24 Parganas district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “Indian Bank Kanchrapara branch” — the verified location pin for IFSC IDIB000K561 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9874113181 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000K561 and your account number.

Verifying IFSC IDIB000K561 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000K561 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9874113181.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Kanchrapara are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000K561 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDIB000K561 belongs to Indian Bank's KANCHRAPARA branch, located at 135 KABIGURU RABINDRA PATH PO KANCHRAPARA KANCHRAPARA KANCHRAPARA PIN 743145 in KANCHRAPARA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.