Below are the complete branch details for Indian Bank, KANCHRA branch, located in KANCHRA, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000K560. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000K560 for Indian Bank – KANCHRA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000K560 is the IFSC of Indian Bank's KANCHRA branch. The format is fixed: IDIB = bank code, 0 = reserved, 00K560 = branch identifier.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Kanchra |
| IFSC Code | IDIB000K560 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLKANCHRA PO THAKURANICHAK KANCHRA THAKURANI CHAK PIN 712613 |
| City | Kanchra |
| District | Hugli |
| State | West Bengal |
| STD Code | 91 |
| Phone | 7044080822 |
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Kanchra branch — IFSC IDIB000K560 — extends the bank's services to customers in and around Kanchra, West Bengal.
About this branch
The branch is located at VILLKANCHRA PO THAKURANICHAK KANCHRA THAKURANI CHAK PIN 712613. It serves the Kanchra region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000K560 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KANCHRA of Indian Bank — its own 11-character IFSC. The code IDIB000K560 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000K560 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000K560
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000K560 across all three.
How to use IFSC IDIB000K560 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's KANCHRA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000K560.
- Confirm the bank name auto-populates as Indian Bank and the branch as KANCHRA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KANCHRA
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's KANCHRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000K560 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank KANCHRA (IFSC IDIB000K560)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000K560 in your mobile or internet banking app, and the money is credited to the KANCHRA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Kanchra
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000K560:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KANCHRA is still linked to IFSC IDIB000K560.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDIB000K560
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – KANCHRA is still mapped to IFSC IDIB000K560. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000K560 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kanchra branch is mapped to IFSC IDIB000K560 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000K560.
Products and services
Customers walking into the Kanchra branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000K560
MICR & cheque-truncation details
Cheques drawn on the Kanchra branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000K560 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Kanchra branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000K560 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC IDIB000K560
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – KANCHRA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000K560. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Kanchra branch
The branch is located at VILLKANCHRA PO THAKURANICHAK KANCHRA THAKURANI CHAK PIN 712613, which puts it inside Kanchra, the broader Hugli district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Kanchra branch” — the verified location pin for IFSC IDIB000K560 should appear at the top of the results.
- Confirm the branch is open by calling 91-7044080822 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000K560 and your account number.
Verifying IFSC IDIB000K560 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000K560 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7044080822.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kanchra are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000K560 continue to work without interruption.
Branch address & contact
Indian BankKanchra Branch
VILLKANCHRA PO THAKURANICHAK KANCHRA THAKURANI CHAK PIN 712613
Kanchra, West Bengal
Phone: 91-7044080822
IFSC: IDIB000K560
Frequently asked questions
Can I use IFSC IDIB000K560 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000K560 to send funds instantly.
What is the IFSC code of Indian Bank Kanchra branch?
The IFSC code of Indian Bank, Kanchra branch is IDIB000K560. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Indian Bank Kanchra branch?
You can reach the branch at 91-7044080822 during regular banking hours.
Is IFSC IDIB000K560 the same for all accounts at Kanchra branch?
Yes. The IFSC IDIB000K560 is shared by every account held at Indian Bank's Kanchra branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kanchra branch but serve different purposes.
How do I add Indian Bank Kanchra as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000K560, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IDIB000K560 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Kanchra reflect within 30 minutes.
Where is Indian Bank Kanchra branch located?
Indian Bank's Kanchra branch is located at VILLKANCHRA PO THAKURANICHAK KANCHRA THAKURANI CHAK PIN 712613, Kanchra, West Bengal.
Final notes
To recap: IDIB000K560 is the IFSC code of Indian Bank, KANCHRA branch, in KANCHRA, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
