Use this page as a one-stop reference for everything related to Indian Bank's VELLIMALAI branch in KALLAKURICHI, TAMIL NADU. The branch's IFSC code IDIB000V076 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – VELLIMALAI is IDIB000V076. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00V076 map to this branch in KALLAKURICHI, TAMIL NADU.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Vellimalai branch in Kallakurichi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000V076.
About this branch
The branch is located at MAIN ROAD VELLIMALAI VIA) VADAKKANANDAL VELLIMALAI PIN 606207. It serves the Kallakurichi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000V076 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Vellimalai |
| IFSC Code | IDIB000V076 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MAIN ROAD VELLIMALAI VIA) VADAKKANANDAL VELLIMALAI PIN 606207 |
| City | Kallakurichi |
| District | Kallakurichi |
| State | Tamil Nadu |
| STD Code | 4151 |
| Phone | 242242 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's VELLIMALAI branch came to be assigned the code IDIB000V076.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000V076, money simply cannot be routed to the VELLIMALAI branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Vellimalai branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000V076 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDIB000V076
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000V076 across all three.
NEFT to Indian Bank, VELLIMALAI using IFSC IDIB000V076
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000V076, and confirm that the system picks up Indian Bank – VELLIMALAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to VELLIMALAI
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's VELLIMALAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000V076 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – VELLIMALAI, use IMPS. With IFSC IDIB000V076 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000V076 for Indian Bank – VELLIMALAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000V076 | Yes – IDIB000V076 | Yes – IDIB000V076 |
For most retail customers crediting the Vellimalai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's VELLIMALAI branch, the IFSC IDIB000V076 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Vellimalai branch is mapped to IFSC IDIB000V076 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000V076.
Banking services available
The Vellimalai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4151-242242.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000V076
Digital banking channels
Most day-to-day work that customers used to do at the Vellimalai branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000V076 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Vellimalai branch
The branch is located at MAIN ROAD VELLIMALAI VIA) VADAKKANANDAL VELLIMALAI PIN 606207, which puts it inside Kallakurichi, the broader Kallakurichi district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Vellimalai branch” — the verified location pin for IFSC IDIB000V076 should appear at the top of the results.
- Confirm the branch is open by calling 4151-242242 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000V076 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – VELLIMALAI:
- The IFSC is exactly IDIB000V076 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and VELLIMALAI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Vellimalai are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000V076 continue to work without interruption.
Verifying IFSC IDIB000V076 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000V076 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4151-242242.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankVellimalai Branch
MAIN ROAD VELLIMALAI VIA) VADAKKANANDAL VELLIMALAI PIN 606207
Kallakurichi, Tamil Nadu
Phone: 4151-242242
IFSC: IDIB000V076
Frequently asked questions
How do I add Indian Bank Vellimalai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000V076, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Indian Bank Vellimalai branch?
The IFSC code of Indian Bank, Vellimalai branch is IDIB000V076. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Indian Bank Vellimalai branch?
You can reach the branch at 4151-242242 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vellimalai branch but serve different purposes.
How quickly will an NEFT transfer using IDIB000V076 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Vellimalai reflect within 30 minutes.
Does Indian Bank Vellimalai branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4151-242242 to confirm.
Summary
The IFSC code IDIB000V076 belongs to Indian Bank's VELLIMALAI branch, located at MAIN ROAD VELLIMALAI VIA) VADAKKANANDAL VELLIMALAI PIN 606207 in KALLAKURICHI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
