If you are searching for the IFSC code of Indian Bank, KALAKADA branch in KALAKADA, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is IDIB000K367. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KALAKADA branch, and detailed step-by-step guides for using the IFSC IDIB000K367 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000K367 is the IFSC of Indian Bank's KALAKADA branch. The format is fixed: IDIB = bank code, 0 = reserved, 00K367 = branch identifier.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Kalakada |
| IFSC Code | IDIB000K367 |
| MICR Code | Refer to cheque leaf |
| Branch Address | OPP TO MPDO OFFICE,KKC NAGAR,KALAKADA,ANNAMAYYA DISTRICT ANDHRA PRADESH |
| City | Kalakada |
| District | Annamayya |
| State | Andhra Pradesh |
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Kalakada branch in Kalakada. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000K367.
About the Kalakada branch
The Kalakada branch of Indian Bank is situated at OPP TO MPDO OFFICE,KKC NAGAR,KALAKADA,ANNAMAYYA DISTRICT ANDHRA PRADESH. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000K367 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's KALAKADA branch came to be assigned the code IDIB000K367.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000K367, money simply cannot be routed to the KALAKADA branch electronically.
How to transfer money using IFSC IDIB000K367
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000K367 across all three.
How to use IFSC IDIB000K367 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's KALAKADA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000K367.
- Confirm the bank name auto-populates as Indian Bank and the branch as KALAKADA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KALAKADA
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's KALAKADA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000K367 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – KALAKADA, use IMPS. With IFSC IDIB000K367 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000K367 for Indian Bank – KALAKADA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000K367 | Yes – IDIB000K367 | Yes – IDIB000K367 |
For most retail customers crediting the Kalakada branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000K367
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – KALAKADA is still mapped to IFSC IDIB000K367. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000K367 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kalakada branch is mapped to IFSC IDIB000K367 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000K367.
Products and services
Customers walking into the Kalakada branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000K367
MICR & cheque-truncation details
Cheques drawn on the Kalakada branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000K367 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Kalakada branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000K367 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC IDIB000K367
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – KALAKADA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000K367. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Kalakada branch sits at OPP TO MPDO OFFICE,KKC NAGAR,KALAKADA,ANNAMAYYA DISTRICT ANDHRA PRADESH. If you are travelling from outside Kalakada, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000K367 and your account number.
Verifying IFSC IDIB000K367 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000K367 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kalakada branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000K367, however, work 24x7.
Branch address & contact
Indian BankKalakada Branch
OPP TO MPDO OFFICE,KKC NAGAR,KALAKADA,ANNAMAYYA DISTRICT ANDHRA PRADESH
Kalakada, Andhra Pradesh
Phone: the branch contact number
IFSC: IDIB000K367
Frequently asked questions
Where is Indian Bank Kalakada branch located?
Indian Bank's Kalakada branch is located at OPP TO MPDO OFFICE,KKC NAGAR,KALAKADA,ANNAMAYYA DISTRICT ANDHRA PRADESH, Kalakada, Andhra Pradesh.
What is the phone number of Indian Bank Kalakada branch?
You can reach the branch at the branch contact number during regular banking hours.
Does Indian Bank Kalakada branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the IFSC code of Indian Bank Kalakada branch?
The IFSC code of Indian Bank, Kalakada branch is IDIB000K367. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC IDIB000K367 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000K367 to send funds instantly.
How do I add Indian Bank Kalakada as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000K367, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code IDIB000K367 belongs to Indian Bank's KALAKADA branch, located at OPP TO MPDO OFFICE,KKC NAGAR,KALAKADA,ANNAMAYYA DISTRICT ANDHRA PRADESH in KALAKADA, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
