This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, KAKORI branch in KAKORI. The 11-digit IFSC IDIB000K526 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the KAKORI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's KAKORI branch, the IFSC IDIB000K526 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00K526 identifies this particular branch.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kakori branch in Kakori, Uttar Pradesh is part of this network and uses the IFSC code IDIB000K526 for all electronic settlement.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Kakori |
| IFSC Code | IDIB000K526 |
| MICR Code | Refer to cheque leaf |
| Branch Address | H NO 11 KAZI GARHI VILL PO AND BLOCK KAKORI KAKORI KAKORI PIN 226101 |
| City | Kakori |
| District | Lucknow |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 7753059055 |
About the Kakori branch
The Kakori branch of Indian Bank is situated at H NO 11 KAZI GARHI VILL PO AND BLOCK KAKORI KAKORI KAKORI PIN 226101. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000K526 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's KAKORI branch came to be assigned the code IDIB000K526.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000K526, money simply cannot be routed to the KAKORI branch electronically.
Products and account variants supported
Every account opened at the Kakori branch is mapped to IFSC IDIB000K526 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000K526.
Products and services
Customers walking into the Kakori branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000K526
How to transfer money using IFSC IDIB000K526
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000K526 across all three.
How to use IFSC IDIB000K526 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's KAKORI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000K526.
- Confirm the bank name auto-populates as Indian Bank and the branch as KAKORI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KAKORI
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's KAKORI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000K526 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – KAKORI, use IMPS. With IFSC IDIB000K526 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000K526 for Indian Bank – KAKORI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000K526 | Yes – IDIB000K526 | Yes – IDIB000K526 |
For most retail customers crediting the Kakori branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's KAKORI branch, the IFSC IDIB000K526 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Kakori branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000K526 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Kakori branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000K526 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – KAKORI:
- The IFSC is exactly IDIB000K526 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and KAKORI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Kakori branch
The branch is located at H NO 11 KAZI GARHI VILL PO AND BLOCK KAKORI KAKORI KAKORI PIN 226101, which puts it inside Kakori, the broader Lucknow district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Kakori branch” — the verified location pin for IFSC IDIB000K526 should appear at the top of the results.
- Confirm the branch is open by calling 91-7753059055 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000K526 and your account number.
Verifying IFSC IDIB000K526 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000K526 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7753059055.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kakori branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000K526, however, work 24x7.
Branch address & contact
Indian BankKakori Branch
H NO 11 KAZI GARHI VILL PO AND BLOCK KAKORI KAKORI KAKORI PIN 226101
Kakori, Uttar Pradesh
Phone: 91-7753059055
IFSC: IDIB000K526
Frequently asked questions
How do I add Indian Bank Kakori as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000K526, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Indian Bank Kakori branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7753059055 to confirm.
What is the IFSC code of Indian Bank Kakori branch?
The IFSC code of Indian Bank, Kakori branch is IDIB000K526. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IDIB000K526 valid for NEFT and RTGS?
Yes. IFSC IDIB000K526 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Indian Bank Kakori branch located?
Indian Bank's Kakori branch is located at H NO 11 KAZI GARHI VILL PO AND BLOCK KAKORI KAKORI KAKORI PIN 226101, Kakori, Uttar Pradesh.
What is the phone number of Indian Bank Kakori branch?
You can reach the branch at 91-7753059055 during regular banking hours.
Can I use IFSC IDIB000K526 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000K526 to send funds instantly.
Summary
The IFSC code IDIB000K526 belongs to Indian Bank's KAKORI branch, located at H NO 11 KAZI GARHI VILL PO AND BLOCK KAKORI KAKORI KAKORI PIN 226101 in KAKORI, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
