IFSC Code of Indian Bank, Lucknow Director General Medical Services Kaiserbagh Branch, Uttar Pradesh

If you are searching for the IFSC code of Indian Bank, LUCKNOW DIRECTOR GENERAL MEDICAL SERVICES KAISERBAGH branch in KAISERBAGH, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is IDIB000H562. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the LUCKNOW DIRECTOR GENERAL MEDICAL SERVICES KAISERBAGH branch, and detailed step-by-step guides for using the IFSC IDIB000H562 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Indian Bank's LUCKNOW DIRECTOR GENERAL MEDICAL SERVICES KAISERBAGH branch, the IFSC IDIB000H562 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00H562 identifies this particular branch.

About Indian Bank

Indian Bank operates a wide network of branches across India, including the Lucknow Director General Medical Services Kaiserbagh branch in Kaiserbagh. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000H562.

Branch details at a glance

Lucknow Director General Medical Services Kaiserbagh branch overview

Located at DIRECTOR GENERAL OF MEDICAL SCIENCES/ SWASTHYA BHAWAN NEAR GLOBE PARK KAISERBAGH KAISERBAGH PIN 226001, the Lucknow Director General Medical Services Kaiserbagh branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000H562 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's LUCKNOW DIRECTOR GENERAL MEDICAL SERVICES KAISERBAGH branch came to be assigned the code IDIB000H562.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000H562, money simply cannot be routed to the LUCKNOW DIRECTOR GENERAL MEDICAL SERVICES KAISERBAGH branch electronically.

Products and account variants supported

Every account opened at the Lucknow Director General Medical Services Kaiserbagh branch is mapped to IFSC IDIB000H562 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDIB000H562.

Products and services

Customers walking into the Lucknow Director General Medical Services Kaiserbagh branch can access most of Indian Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDIB000H562

How to transfer money using IFSC IDIB000H562

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000H562 across all three.

NEFT to Indian Bank, LUCKNOW DIRECTOR GENERAL MEDICAL SERVICES KAISERBAGH using IFSC IDIB000H562

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000H562, and confirm that the system picks up Indian Bank – LUCKNOW DIRECTOR GENERAL MEDICAL SERVICES KAISERBAGH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IDIB000H562

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – LUCKNOW DIRECTOR GENERAL MEDICAL SERVICES KAISERBAGH, ensure your bank's portal accepts IFSC IDIB000H562 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Indian Bank LUCKNOW DIRECTOR GENERAL MEDICAL SERVICES KAISERBAGH (IFSC IDIB000H562)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000H562 in your mobile or internet banking app, and the money is credited to the LUCKNOW DIRECTOR GENERAL MEDICAL SERVICES KAISERBAGH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDIB000H562 for Indian Bank – LUCKNOW DIRECTOR GENERAL MEDICAL SERVICES KAISERBAGH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Lucknow Director General Medical Services Kaiserbagh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's LUCKNOW DIRECTOR GENERAL MEDICAL SERVICES KAISERBAGH branch, the IFSC IDIB000H562 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC IDIB000H562

Indian Bank customers can register for net banking and the bank's official mobile app once their account at the LUCKNOW DIRECTOR GENERAL MEDICAL SERVICES KAISERBAGH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000H562 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Lucknow Director General Medical Services Kaiserbagh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000H562 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC IDIB000H562

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – LUCKNOW DIRECTOR GENERAL MEDICAL SERVICES KAISERBAGH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IDIB000H562.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Lucknow Director General Medical Services Kaiserbagh branch

The branch is located at DIRECTOR GENERAL OF MEDICAL SCIENCES/ SWASTHYA BHAWAN NEAR GLOBE PARK KAISERBAGH KAISERBAGH PIN 226001, which puts it inside Kaiserbagh, the broader Lucknow district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Indian Bank Lucknow Director General Medical Services Kaiserbagh branch” — the verified location pin for IFSC IDIB000H562 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9792049310 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000H562 and your account number.

Verifying IFSC IDIB000H562 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000H562 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9792049310.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Lucknow Director General Medical Services Kaiserbagh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000H562, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: IDIB000H562 is the IFSC code of Indian Bank, LUCKNOW DIRECTOR GENERAL MEDICAL SERVICES KAISERBAGH branch, in KAISERBAGH, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.