IFSC Code of Indian Bank, Ntpc Township Kahalgaon Branch, Bihar

If you are searching for the IFSC code of Indian Bank, NTPC TOWNSHIP KAHALGAON branch in KAHALGAON, BIHAR, this page has every detail you need. The verified IFSC code for this branch is IDIB000N624. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NTPC TOWNSHIP KAHALGAON branch, and detailed step-by-step guides for using the IFSC IDIB000N624 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IDIB000N624 is the IFSC of Indian Bank's NTPC TOWNSHIP KAHALGAON branch. The format is fixed: IDIB = bank code, 0 = reserved, 00N624 = branch identifier.

About Indian Bank

Indian Bank operates a wide network of branches across India, including the Ntpc Township Kahalgaon branch in Kahalgaon. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000N624.

Branch details at a glance

About the Ntpc Township Kahalgaon branch

The Ntpc Township Kahalgaon branch of Indian Bank is situated at AT NTPC PO KAHALGAON PS BLOCKKAHALGAONDISTBHAGALPUR KAHALGAON KAHALGAON PIN 813203. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000N624 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's NTPC TOWNSHIP KAHALGAON branch came to be assigned the code IDIB000N624.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000N624, money simply cannot be routed to the NTPC TOWNSHIP KAHALGAON branch electronically.

Products and account variants supported

Every account opened at the Ntpc Township Kahalgaon branch is mapped to IFSC IDIB000N624 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDIB000N624.

Banking services available

The Ntpc Township Kahalgaon branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9801698251.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000N624

How to transfer money using IFSC IDIB000N624

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000N624 across all three.

NEFT to Indian Bank, NTPC TOWNSHIP KAHALGAON using IFSC IDIB000N624

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000N624, and confirm that the system picks up Indian Bank – NTPC TOWNSHIP KAHALGAON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to NTPC TOWNSHIP KAHALGAON

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's NTPC TOWNSHIP KAHALGAON branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000N624 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Indian Bank – NTPC TOWNSHIP KAHALGAON, use IMPS. With IFSC IDIB000N624 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Ntpc Township Kahalgaon

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000N624:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at NTPC TOWNSHIP KAHALGAON is still linked to IFSC IDIB000N624.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IDIB000N624

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – NTPC TOWNSHIP KAHALGAON is still mapped to IFSC IDIB000N624. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000N624 and the beneficiary's account number to complete the transfer.

Online banking and IFSC IDIB000N624

Indian Bank customers can register for net banking and the bank's official mobile app once their account at the NTPC TOWNSHIP KAHALGAON branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000N624 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Ntpc Township Kahalgaon branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000N624 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC IDIB000N624

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – NTPC TOWNSHIP KAHALGAON, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IDIB000N624.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Ntpc Township Kahalgaon branch sits at AT NTPC PO KAHALGAON PS BLOCKKAHALGAONDISTBHAGALPUR KAHALGAON KAHALGAON PIN 813203. If you are travelling from outside Kahalgaon, search for the branch on a maps application using the bank name and locality, or call 91-9801698251 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000N624 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDIB000N624 for Indian Bank – NTPC TOWNSHIP KAHALGAON, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Ntpc Township Kahalgaon are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000N624 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IDIB000N624 is the IFSC code of Indian Bank, NTPC TOWNSHIP KAHALGAON branch, in KAHALGAON, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.