Below are the complete branch details for Indian Bank, JAMSHEDPUR KADMA branch, located in KADMA, JHARKHAND. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000K512. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000K512 for Indian Bank – JAMSHEDPUR KADMA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000K512 is the IFSC of Indian Bank's JAMSHEDPUR KADMA branch. The format is fixed: IDIB = bank code, 0 = reserved, 00K512 = branch identifier.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Jamshedpur Kadma |
| IFSC Code | IDIB000K512 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLAGE NO 29 GOVIND NAGAR KADMA JAMSHEDPUR KADMA KADMA JAMSHEDPUR PIN 831005 |
| City | Kadma |
| District | Purbi Singhbhum |
| State | Jharkhand |
| STD Code | 91 |
| Phone | 9801396500 |
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jamshedpur Kadma branch in Kadma, Jharkhand is part of this network and uses the IFSC code IDIB000K512 for all electronic settlement.
About this branch
The branch is located at VILLAGE NO 29 GOVIND NAGAR KADMA JAMSHEDPUR KADMA KADMA JAMSHEDPUR PIN 831005. It serves the Kadma region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000K512 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JAMSHEDPUR KADMA of Indian Bank — its own 11-character IFSC. The code IDIB000K512 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000K512 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000K512
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000K512 across all three.
NEFT to Indian Bank, JAMSHEDPUR KADMA using IFSC IDIB000K512
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000K512, and confirm that the system picks up Indian Bank – JAMSHEDPUR KADMA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to JAMSHEDPUR KADMA
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's JAMSHEDPUR KADMA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000K512 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – JAMSHEDPUR KADMA, use IMPS. With IFSC IDIB000K512 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000K512 for Indian Bank – JAMSHEDPUR KADMA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000K512 | Yes – IDIB000K512 | Yes – IDIB000K512 |
For most retail customers crediting the Jamshedpur Kadma branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000K512
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – JAMSHEDPUR KADMA is still mapped to IFSC IDIB000K512. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000K512 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Jamshedpur Kadma branch is mapped to IFSC IDIB000K512 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000K512.
Products and services
Customers walking into the Jamshedpur Kadma branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000K512
MICR & cheque-truncation details
Cheques drawn on the Jamshedpur Kadma branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000K512 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC IDIB000K512
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the JAMSHEDPUR KADMA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000K512 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IDIB000K512
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – JAMSHEDPUR KADMA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000K512. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Jamshedpur Kadma branch
The branch is located at VILLAGE NO 29 GOVIND NAGAR KADMA JAMSHEDPUR KADMA KADMA JAMSHEDPUR PIN 831005, which puts it inside Kadma, the broader Purbi Singhbhum district, and the state of Jharkhand. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Jamshedpur Kadma branch” — the verified location pin for IFSC IDIB000K512 should appear at the top of the results.
- Confirm the branch is open by calling 91-9801396500 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000K512 and your account number.
Verifying IFSC IDIB000K512 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000K512 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9801396500.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Jamshedpur Kadma are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000K512 continue to work without interruption.
Branch address & contact
Indian BankJamshedpur Kadma Branch
VILLAGE NO 29 GOVIND NAGAR KADMA JAMSHEDPUR KADMA KADMA JAMSHEDPUR PIN 831005
Kadma, Jharkhand
Phone: 91-9801396500
IFSC: IDIB000K512
Frequently asked questions
Can I use IFSC IDIB000K512 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000K512 to send funds instantly.
How do I add Indian Bank Jamshedpur Kadma as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000K512, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Indian Bank Jamshedpur Kadma branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9801396500 to confirm.
Where is Indian Bank Jamshedpur Kadma branch located?
Indian Bank's Jamshedpur Kadma branch is located at VILLAGE NO 29 GOVIND NAGAR KADMA JAMSHEDPUR KADMA KADMA JAMSHEDPUR PIN 831005, Kadma, Jharkhand.
Is IFSC IDIB000K512 valid for NEFT and RTGS?
Yes. IFSC IDIB000K512 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Indian Bank Jamshedpur Kadma branch?
You can reach the branch at 91-9801396500 during regular banking hours.
Summary
The IFSC code IDIB000K512 belongs to Indian Bank's JAMSHEDPUR KADMA branch, located at VILLAGE NO 29 GOVIND NAGAR KADMA JAMSHEDPUR KADMA KADMA JAMSHEDPUR PIN 831005 in KADMA, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
