IFSC Code of Indian Bank, Judicial Layout Yelahanka Branch, Karnataka

This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, JUDICIAL LAYOUT YELAHANKA branch in JUDICIAL LAYOUT. The 11-digit IFSC IDIB000J036 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the JUDICIAL LAYOUT YELAHANKA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Indian Bank – JUDICIAL LAYOUT YELAHANKA is IDIB000J036. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00J036 map to this branch in JUDICIAL LAYOUT, KARNATAKA.

About the bank

Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Judicial Layout Yelahanka branch in Judicial Layout, Karnataka is part of this network and uses the IFSC code IDIB000J036 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at NO 1813 8TH MAIN JUDICIAL LAYOUT GKVK POST PIN 560065. It serves the Judicial Layout region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000J036 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's JUDICIAL LAYOUT YELAHANKA branch came to be assigned the code IDIB000J036.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000J036, money simply cannot be routed to the JUDICIAL LAYOUT YELAHANKA branch electronically.

Products and account variants supported

Every account opened at the Judicial Layout Yelahanka branch is mapped to IFSC IDIB000J036 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDIB000J036.

Products and services

Customers walking into the Judicial Layout Yelahanka branch can access most of Indian Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDIB000J036

How to transfer money using IFSC IDIB000J036

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000J036 across all three.

How to use IFSC IDIB000J036 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's JUDICIAL LAYOUT YELAHANKA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IDIB000J036.
4. Confirm the bank name auto-populates as Indian Bank and the branch as JUDICIAL LAYOUT YELAHANKA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to JUDICIAL LAYOUT YELAHANKA

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's JUDICIAL LAYOUT YELAHANKA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000J036 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Indian Bank – JUDICIAL LAYOUT YELAHANKA, use IMPS. With IFSC IDIB000J036 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDIB000J036 for Indian Bank – JUDICIAL LAYOUT YELAHANKA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Judicial Layout Yelahanka branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IDIB000J036

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – JUDICIAL LAYOUT YELAHANKA is still mapped to IFSC IDIB000J036. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000J036 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Judicial Layout Yelahanka branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000J036 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000J036 and the account number together uniquely identify the Judicial Layout Yelahanka branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – JUDICIAL LAYOUT YELAHANKA:

• The IFSC is exactly IDIB000J036 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and JUDICIAL LAYOUT YELAHANKA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Judicial Layout Yelahanka branch sits at NO 1813 8TH MAIN JUDICIAL LAYOUT GKVK POST PIN 560065. If you are travelling from outside Judicial Layout, search for the branch on a maps application using the bank name and locality, or call 80-22958875 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000J036 and your account number.

Verifying IFSC IDIB000J036 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000J036 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 80-22958875.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Judicial Layout Yelahanka are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000J036 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDIB000J036 belongs to Indian Bank's JUDICIAL LAYOUT YELAHANKA branch, located at NO 1813 8TH MAIN JUDICIAL LAYOUT GKVK POST PIN 560065 in JUDICIAL LAYOUT, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.