This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, JHUNSI branch in JHUNSI. The 11-digit IFSC IDIB000J612 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the JHUNSI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000J612 is the IFSC of Indian Bank's JHUNSI branch. The format is fixed: IDIB = bank code, 0 = reserved, 00J612 = branch identifier.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jhunsi branch in Jhunsi, Uttar Pradesh is part of this network and uses the IFSC code IDIB000J612 for all electronic settlement.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Jhunsi |
| IFSC Code | IDIB000J612 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CHAK HARIHAR BAN GTROAD SOUTH PO JHUNSI JHUNSI JHUNSI PIN 211019 |
| City | Jhunsi |
| District | Prayagraj |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9699537233 |
About the Jhunsi branch
The Jhunsi branch of Indian Bank is situated at CHAK HARIHAR BAN GTROAD SOUTH PO JHUNSI JHUNSI JHUNSI PIN 211019. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000J612 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's JHUNSI branch came to be assigned the code IDIB000J612.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000J612, money simply cannot be routed to the JHUNSI branch electronically.
Products and account variants supported
Every account opened at the Jhunsi branch is mapped to IFSC IDIB000J612 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000J612.
Products and services
Customers walking into the Jhunsi branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000J612
How to transfer money using IFSC IDIB000J612
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000J612 across all three.
How to use IFSC IDIB000J612 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's JHUNSI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000J612.
- Confirm the bank name auto-populates as Indian Bank and the branch as JHUNSI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to JHUNSI
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's JHUNSI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000J612 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – JHUNSI, use IMPS. With IFSC IDIB000J612 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Jhunsi
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000J612:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at JHUNSI is still linked to IFSC IDIB000J612.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDIB000J612
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – JHUNSI is still mapped to IFSC IDIB000J612. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000J612 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IDIB000J612
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the JHUNSI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000J612 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000J612 and the account number together uniquely identify the Jhunsi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC IDIB000J612
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – JHUNSI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000J612. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Jhunsi branch
The branch is located at CHAK HARIHAR BAN GTROAD SOUTH PO JHUNSI JHUNSI JHUNSI PIN 211019, which puts it inside Jhunsi, the broader Prayagraj district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Jhunsi branch” — the verified location pin for IFSC IDIB000J612 should appear at the top of the results.
- Confirm the branch is open by calling 91-9699537233 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000J612 and your account number.
Verifying IFSC IDIB000J612 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000J612 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9699537233.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jhunsi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000J612, however, work 24x7.
Branch address & contact
Indian BankJhunsi Branch
CHAK HARIHAR BAN GTROAD SOUTH PO JHUNSI JHUNSI JHUNSI PIN 211019
Jhunsi, Uttar Pradesh
Phone: 91-9699537233
IFSC: IDIB000J612
Frequently asked questions
Can I use IFSC IDIB000J612 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000J612 to send funds instantly.
Is IFSC IDIB000J612 valid for NEFT and RTGS?
Yes. IFSC IDIB000J612 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Indian Bank Jhunsi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9699537233 to confirm.
How do I add Indian Bank Jhunsi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000J612, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Indian Bank Jhunsi branch?
You can reach the branch at 91-9699537233 during regular banking hours.
Is IFSC IDIB000J612 the same for all accounts at Jhunsi branch?
Yes. The IFSC IDIB000J612 is shared by every account held at Indian Bank's Jhunsi branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using IDIB000J612 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Jhunsi reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jhunsi branch but serve different purposes.
Final notes
To recap: IDIB000J612 is the IFSC code of Indian Bank, JHUNSI branch, in JHUNSI, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
