This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, JHUKEHI branch in JHUKEHI. The 11-digit IFSC IDIB000J608 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the JHUKEHI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's JHUKEHI branch, the IFSC IDIB000J608 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00J608 identifies this particular branch.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Jhukehi |
| IFSC Code | IDIB000J608 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL PO JHUKEHI BLOCK MAIHAR JHUKEHI JHUKEHI PIN 485773 |
| City | Jhukehi |
| District | Satna |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 9399820255 |
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jhukehi branch in Jhukehi, Madhya Pradesh is part of this network and uses the IFSC code IDIB000J608 for all electronic settlement.
About this branch
The branch is located at VILL PO JHUKEHI BLOCK MAIHAR JHUKEHI JHUKEHI PIN 485773. It serves the Jhukehi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000J608 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's JHUKEHI branch came to be assigned the code IDIB000J608.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000J608, money simply cannot be routed to the JHUKEHI branch electronically.
How to transfer money using IFSC IDIB000J608
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000J608 across all three.
NEFT to Indian Bank, JHUKEHI using IFSC IDIB000J608
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000J608, and confirm that the system picks up Indian Bank – JHUKEHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000J608
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – JHUKEHI, ensure your bank's portal accepts IFSC IDIB000J608 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank JHUKEHI (IFSC IDIB000J608)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000J608 in your mobile or internet banking app, and the money is credited to the JHUKEHI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Jhukehi
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000J608:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at JHUKEHI is still linked to IFSC IDIB000J608.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's JHUKEHI branch, the IFSC IDIB000J608 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Jhukehi branch
Once you have an account at Indian Bank – JHUKEHI, the IFSC IDIB000J608 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Jhukehi branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000J608
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000J608 and the account number together uniquely identify the Jhukehi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IDIB000J608
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the JHUKEHI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000J608 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IDIB000J608
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – JHUKEHI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000J608. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Jhukehi branch sits at VILL PO JHUKEHI BLOCK MAIHAR JHUKEHI JHUKEHI PIN 485773. If you are travelling from outside Jhukehi, search for the branch on a maps application using the bank name and locality, or call 91-9399820255 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000J608 and your account number.
Verifying IFSC IDIB000J608 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000J608 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9399820255.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Jhukehi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000J608 continue to work without interruption.
Branch address & contact
Indian BankJhukehi Branch
VILL PO JHUKEHI BLOCK MAIHAR JHUKEHI JHUKEHI PIN 485773
Jhukehi, Madhya Pradesh
Phone: 91-9399820255
IFSC: IDIB000J608
Frequently asked questions
Where is Indian Bank Jhukehi branch located?
Indian Bank's Jhukehi branch is located at VILL PO JHUKEHI BLOCK MAIHAR JHUKEHI JHUKEHI PIN 485773, Jhukehi, Madhya Pradesh.
Can I use IFSC IDIB000J608 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000J608 to send funds instantly.
How do I add Indian Bank Jhukehi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000J608, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Indian Bank Jhukehi branch?
The IFSC code of Indian Bank, Jhukehi branch is IDIB000J608. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IDIB000J608 valid for NEFT and RTGS?
Yes. IFSC IDIB000J608 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC IDIB000J608 the same for all accounts at Jhukehi branch?
Yes. The IFSC IDIB000J608 is shared by every account held at Indian Bank's Jhukehi branch. Only the account number changes from customer to customer.
What is the phone number of Indian Bank Jhukehi branch?
You can reach the branch at 91-9399820255 during regular banking hours.
How quickly will an NEFT transfer using IDIB000J608 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Jhukehi reflect within 30 minutes.
Final notes
To recap: IDIB000J608 is the IFSC code of Indian Bank, JHUKEHI branch, in JHUKEHI, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
