IFSC Code of Indian Bank, Jhansi Divisional Jal Sansthan Branch, Uttar Pradesh

Below are the complete branch details for Indian Bank, JHANSI DIVISIONAL JAL SANSTHAN branch, located in JHANSI, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000J589. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000J589 for Indian Bank – JHANSI DIVISIONAL JAL SANSTHAN — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Indian Bank's JHANSI DIVISIONAL JAL SANSTHAN branch, the IFSC IDIB000J589 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00J589 identifies this particular branch.

Branch details at a glance

About Indian Bank

Indian Bank operates a wide network of branches across India, including the Jhansi Divisional Jal Sansthan branch in Jhansi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000J589.

Jhansi Divisional Jal Sansthan branch overview

Located at 517 CIVIL LINES NEAR BKD CHAURAHA GWALIOR ROAD JHANSI SIPRI JHANSI PIN 284003, the Jhansi Divisional Jal Sansthan branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000J589 is required for all interbank electronic transfers routed through this branch.

Why every Indian Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JHANSI DIVISIONAL JAL SANSTHAN of Indian Bank — its own 11-character IFSC. The code IDIB000J589 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000J589 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC IDIB000J589

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000J589 across all three.

NEFT to Indian Bank, JHANSI DIVISIONAL JAL SANSTHAN using IFSC IDIB000J589

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000J589, and confirm that the system picks up Indian Bank – JHANSI DIVISIONAL JAL SANSTHAN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to JHANSI DIVISIONAL JAL SANSTHAN

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's JHANSI DIVISIONAL JAL SANSTHAN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000J589 while initiating the transfer and the credit will appear within minutes.

IMPS to Indian Bank JHANSI DIVISIONAL JAL SANSTHAN (IFSC IDIB000J589)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000J589 in your mobile or internet banking app, and the money is credited to the JHANSI DIVISIONAL JAL SANSTHAN branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDIB000J589 for Indian Bank – JHANSI DIVISIONAL JAL SANSTHAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Jhansi Divisional Jal Sansthan branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's JHANSI DIVISIONAL JAL SANSTHAN branch, the IFSC IDIB000J589 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Jhansi Divisional Jal Sansthan branch

Once you have an account at Indian Bank – JHANSI DIVISIONAL JAL SANSTHAN, the IFSC IDIB000J589 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Jhansi Divisional Jal Sansthan branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7060811190.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000J589

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000J589 and the account number together uniquely identify the Jhansi Divisional Jal Sansthan branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC IDIB000J589

Indian Bank customers can register for net banking and the bank's official mobile app once their account at the JHANSI DIVISIONAL JAL SANSTHAN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000J589 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – JHANSI DIVISIONAL JAL SANSTHAN:

• The IFSC is exactly IDIB000J589 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and JHANSI DIVISIONAL JAL SANSTHAN as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Jhansi Divisional Jal Sansthan branch sits at 517 CIVIL LINES NEAR BKD CHAURAHA GWALIOR ROAD JHANSI SIPRI JHANSI PIN 284003. If you are travelling from outside Jhansi, search for the branch on a maps application using the bank name and locality, or call 91-7060811190 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000J589 and your account number.

Verifying IFSC IDIB000J589 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000J589 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-7060811190.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jhansi Divisional Jal Sansthan branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000J589, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: IDIB000J589 is the IFSC code of Indian Bank, JHANSI DIVISIONAL JAL SANSTHAN branch, in JHANSI, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.