Use this page as a one-stop reference for everything related to Indian Bank's JAVAD branch in JAVAD, MADHYA PRADESH. The branch's IFSC code IDIB000J586 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's JAVAD branch, the IFSC IDIB000J586 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00J586 identifies this particular branch.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Javad branch in Javad, Madhya Pradesh is part of this network and uses the IFSC code IDIB000J586 for all electronic settlement.
About this branch
The branch is located at 2162/1/1 JAVAD MORWAN ROAD OPPNAGAR PARISHAD JAVAD JAVAD PIN 458330. It serves the Javad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000J586 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Javad |
| IFSC Code | IDIB000J586 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 2162/1/1 JAVAD MORWAN ROAD OPPNAGAR PARISHAD JAVAD JAVAD PIN 458330 |
| City | Javad |
| District | Neemuch |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 7228000333 |
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JAVAD of Indian Bank — its own 11-character IFSC. The code IDIB000J586 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000J586 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000J586 and the account number together uniquely identify the Javad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IDIB000J586
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000J586 across all three.
NEFT to Indian Bank, JAVAD using IFSC IDIB000J586
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000J586, and confirm that the system picks up Indian Bank – JAVAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to JAVAD
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's JAVAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000J586 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – JAVAD, use IMPS. With IFSC IDIB000J586 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000J586 for Indian Bank – JAVAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000J586 | Yes – IDIB000J586 | Yes – IDIB000J586 |
For most retail customers crediting the Javad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's JAVAD branch, the IFSC IDIB000J586 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Javad branch
Once you have an account at Indian Bank – JAVAD, the IFSC IDIB000J586 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Javad branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000J586
Online banking and IFSC IDIB000J586
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the JAVAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000J586 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Javad branch sits at 2162/1/1 JAVAD MORWAN ROAD OPPNAGAR PARISHAD JAVAD JAVAD PIN 458330. If you are travelling from outside Javad, search for the branch on a maps application using the bank name and locality, or call 91-7228000333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000J586 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – JAVAD:
- The IFSC is exactly IDIB000J586 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and JAVAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Javad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000J586 continue to work without interruption.
Verifying IFSC IDIB000J586 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000J586 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7228000333.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankJavad Branch
2162/1/1 JAVAD MORWAN ROAD OPPNAGAR PARISHAD JAVAD JAVAD PIN 458330
Javad, Madhya Pradesh
Phone: 91-7228000333
IFSC: IDIB000J586
Frequently asked questions
How do I add Indian Bank Javad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000J586, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Javad branch but serve different purposes.
What is the IFSC code of Indian Bank Javad branch?
The IFSC code of Indian Bank, Javad branch is IDIB000J586. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Indian Bank Javad branch located?
Indian Bank's Javad branch is located at 2162/1/1 JAVAD MORWAN ROAD OPPNAGAR PARISHAD JAVAD JAVAD PIN 458330, Javad, Madhya Pradesh.
Is IFSC IDIB000J586 valid for NEFT and RTGS?
Yes. IFSC IDIB000J586 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC IDIB000J586 the same for all accounts at Javad branch?
Yes. The IFSC IDIB000J586 is shared by every account held at Indian Bank's Javad branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using IDIB000J586 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Javad reflect within 30 minutes.
Can I use IFSC IDIB000J586 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000J586 to send funds instantly.
Final notes
To recap: IDIB000J586 is the IFSC code of Indian Bank, JAVAD branch, in JAVAD, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
