If you are searching for the IFSC code of Indian Bank, DABHRA branch in JANJGIR CHAMPA, CHHATTISGARH, this page has every detail you need. The verified IFSC code for this branch is IDIB000D502. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DABHRA branch, and detailed step-by-step guides for using the IFSC IDIB000D502 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000D502 is the IFSC of Indian Bank's DABHRA branch. The format is fixed: IDIB = bank code, 0 = reserved, 00D502 = branch identifier.
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Dabhra branch — IFSC IDIB000D502 — extends the bank's services to customers in and around Janjgir Champa, Chhattisgarh.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Dabhra |
| IFSC Code | IDIB000D502 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL PO DABHARA TEHSIL DABHARA PIN 495688 |
| City | Janjgir Champa |
| District | Janjgir Champa |
| State | Chhattisgarh |
| STD Code | 91 |
| Phone | 8871144505 |
About the Dabhra branch
The Dabhra branch of Indian Bank is situated at VILL PO DABHARA TEHSIL DABHARA PIN 495688. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000D502 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's DABHRA branch came to be assigned the code IDIB000D502.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000D502, money simply cannot be routed to the DABHRA branch electronically.
Products and account variants supported
Every account opened at the Dabhra branch is mapped to IFSC IDIB000D502 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000D502.
Products and services
Customers walking into the Dabhra branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000D502
How to transfer money using IFSC IDIB000D502
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000D502 across all three.
NEFT to Indian Bank, DABHRA using IFSC IDIB000D502
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000D502, and confirm that the system picks up Indian Bank – DABHRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to DABHRA
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's DABHRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000D502 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank DABHRA (IFSC IDIB000D502)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000D502 in your mobile or internet banking app, and the money is credited to the DABHRA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000D502 for Indian Bank – DABHRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000D502 | Yes – IDIB000D502 | Yes – IDIB000D502 |
For most retail customers crediting the Dabhra branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's DABHRA branch, the IFSC IDIB000D502 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Dabhra branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000D502 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000D502 and the account number together uniquely identify the Dabhra branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC IDIB000D502
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – DABHRA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000D502. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Dabhra branch sits at VILL PO DABHARA TEHSIL DABHARA PIN 495688. If you are travelling from outside Janjgir Champa, search for the branch on a maps application using the bank name and locality, or call 91-8871144505 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000D502 and your account number.
Verifying IFSC IDIB000D502 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000D502 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8871144505.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dabhra branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000D502, however, work 24x7.
Branch address & contact
Indian BankDabhra Branch
VILL PO DABHARA TEHSIL DABHARA PIN 495688
Janjgir Champa, Chhattisgarh
Phone: 91-8871144505
IFSC: IDIB000D502
Frequently asked questions
What is the phone number of Indian Bank Dabhra branch?
You can reach the branch at 91-8871144505 during regular banking hours.
Does Indian Bank Dabhra branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8871144505 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dabhra branch but serve different purposes.
How do I add Indian Bank Dabhra as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000D502, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC IDIB000D502 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000D502 to send funds instantly.
What is the IFSC code of Indian Bank Dabhra branch?
The IFSC code of Indian Bank, Dabhra branch is IDIB000D502. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: IDIB000D502 is the IFSC code of Indian Bank, DABHRA branch, in JANJGIR CHAMPA, CHHATTISGARH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
