IFSC Code of Indian Bank, Jamia Milia Islamia Branch, Delhi

If you are searching for the IFSC code of Indian Bank, JAMIA MILIA ISLAMIA branch in JAMIA NAGAR, DELHI, this page has every detail you need. The verified IFSC code for this branch is IDIB000J029. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JAMIA MILIA ISLAMIA branch, and detailed step-by-step guides for using the IFSC IDIB000J029 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IDIB000J029 is the IFSC of Indian Bank's JAMIA MILIA ISLAMIA branch. The format is fixed: IDIB = bank code, 0 = reserved, 00J029 = branch identifier.

About Indian Bank

Indian Bank operates a wide network of branches across India, including the Jamia Milia Islamia branch in Jamia Nagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000J029.

Branch details at a glance

Jamia Milia Islamia branch overview

Located at MOULANA MOHD ALI JAUHAR MARG SPORTS COMPLEX BHOPAL GROUND) JAMIA NAGAR JAMIA NAGAR PIN 110025, the Jamia Milia Islamia branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000J029 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's JAMIA MILIA ISLAMIA branch came to be assigned the code IDIB000J029.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000J029, money simply cannot be routed to the JAMIA MILIA ISLAMIA branch electronically.

Products and account variants supported

Every account opened at the Jamia Milia Islamia branch is mapped to IFSC IDIB000J029 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDIB000J029.

Products and services

Customers walking into the Jamia Milia Islamia branch can access most of Indian Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDIB000J029

How to transfer money using IFSC IDIB000J029

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000J029 across all three.

NEFT to Indian Bank, JAMIA MILIA ISLAMIA using IFSC IDIB000J029

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000J029, and confirm that the system picks up Indian Bank – JAMIA MILIA ISLAMIA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IDIB000J029

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – JAMIA MILIA ISLAMIA, ensure your bank's portal accepts IFSC IDIB000J029 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Indian Bank JAMIA MILIA ISLAMIA (IFSC IDIB000J029)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000J029 in your mobile or internet banking app, and the money is credited to the JAMIA MILIA ISLAMIA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDIB000J029 for Indian Bank – JAMIA MILIA ISLAMIA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Jamia Milia Islamia branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's JAMIA MILIA ISLAMIA branch, the IFSC IDIB000J029 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Jamia Milia Islamia branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000J029 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Jamia Milia Islamia branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000J029 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – JAMIA MILIA ISLAMIA:

• The IFSC is exactly IDIB000J029 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and JAMIA MILIA ISLAMIA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Jamia Milia Islamia branch sits at MOULANA MOHD ALI JAUHAR MARG SPORTS COMPLEX BHOPAL GROUND) JAMIA NAGAR JAMIA NAGAR PIN 110025. If you are travelling from outside Jamia Nagar, search for the branch on a maps application using the bank name and locality, or call 91-9971911220 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000J029 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDIB000J029 for Indian Bank – JAMIA MILIA ISLAMIA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Jamia Milia Islamia are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000J029 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDIB000J029 belongs to Indian Bank's JAMIA MILIA ISLAMIA branch, located at MOULANA MOHD ALI JAUHAR MARG SPORTS COMPLEX BHOPAL GROUND) JAMIA NAGAR JAMIA… in JAMIA NAGAR, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.