If you are searching for the IFSC code of Indian Bank, MALLIANKHURD branch in JALANDHAR, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is IDIB000M067. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MALLIANKHURD branch, and detailed step-by-step guides for using the IFSC IDIB000M067 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's MALLIANKHURD branch, the IFSC IDIB000M067 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00M067 identifies this particular branch.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Malliankhurd branch in Jalandhar, Punjab is part of this network and uses the IFSC code IDIB000M067 for all electronic settlement.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Malliankhurd |
| IFSC Code | IDIB000M067 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MALLIAN KHURD V MALLIAN KHURD PO TALWANDI SALEM TEHSIL NAKODAR PIN 144623 |
| City | Jalandhar |
| District | Jalandhar |
| State | Punjab |
| STD Code | 1821 |
| Phone | 240224 |
About the Malliankhurd branch
The Malliankhurd branch of Indian Bank is situated at MALLIAN KHURD V MALLIAN KHURD PO TALWANDI SALEM TEHSIL NAKODAR PIN 144623. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000M067 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's MALLIANKHURD branch came to be assigned the code IDIB000M067.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000M067, money simply cannot be routed to the MALLIANKHURD branch electronically.
Account types you can open at the Malliankhurd branch
Once you have an account at Indian Bank – MALLIANKHURD, the IFSC IDIB000M067 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Malliankhurd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1821-240224.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000M067
How to transfer money using IFSC IDIB000M067
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000M067 across all three.
How to use IFSC IDIB000M067 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's MALLIANKHURD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000M067.
- Confirm the bank name auto-populates as Indian Bank and the branch as MALLIANKHURD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000M067
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – MALLIANKHURD, ensure your bank's portal accepts IFSC IDIB000M067 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – MALLIANKHURD, use IMPS. With IFSC IDIB000M067 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000M067 for Indian Bank – MALLIANKHURD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000M067 | Yes – IDIB000M067 | Yes – IDIB000M067 |
For most retail customers crediting the Malliankhurd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000M067
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – MALLIANKHURD is still mapped to IFSC IDIB000M067. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000M067 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Malliankhurd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000M067 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Malliankhurd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000M067 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC IDIB000M067
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – MALLIANKHURD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000M067. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Malliankhurd branch sits at MALLIAN KHURD V MALLIAN KHURD PO TALWANDI SALEM TEHSIL NAKODAR PIN 144623. If you are travelling from outside Jalandhar, search for the branch on a maps application using the bank name and locality, or call 1821-240224 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000M067 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000M067 for Indian Bank – MALLIANKHURD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Malliankhurd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000M067 continue to work without interruption.
Branch address & contact
Indian BankMalliankhurd Branch
MALLIAN KHURD V MALLIAN KHURD PO TALWANDI SALEM TEHSIL NAKODAR PIN 144623
Jalandhar, Punjab
Phone: 1821-240224
IFSC: IDIB000M067
Frequently asked questions
Is IFSC IDIB000M067 valid for NEFT and RTGS?
Yes. IFSC IDIB000M067 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Indian Bank Malliankhurd as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000M067, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Indian Bank Malliankhurd branch located?
Indian Bank's Malliankhurd branch is located at MALLIAN KHURD V MALLIAN KHURD PO TALWANDI SALEM TEHSIL NAKODAR PIN 144623, Jalandhar, Punjab.
Can I use IFSC IDIB000M067 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000M067 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Malliankhurd branch but serve different purposes.
What is the phone number of Indian Bank Malliankhurd branch?
You can reach the branch at 1821-240224 during regular banking hours.
Does Indian Bank Malliankhurd branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1821-240224 to confirm.
How quickly will an NEFT transfer using IDIB000M067 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Malliankhurd reflect within 30 minutes.
Summary
The IFSC code IDIB000M067 belongs to Indian Bank's MALLIANKHURD branch, located at MALLIAN KHURD V MALLIAN KHURD PO TALWANDI SALEM TEHSIL NAKODAR PIN 144623 in JALANDHAR, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
