Below are the complete branch details for Indian Bank, JAIPUR RSRTC branch, located in JAIPUR, RAJASTHAN. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000J070. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000J070 for Indian Bank – JAIPUR RSRTC — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's JAIPUR RSRTC branch, the IFSC IDIB000J070 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00J070 identifies this particular branch.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Jaipur Rsrtc branch in Jaipur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000J070.
About this branch
The branch is located at RSRTC HEAD OFFICE CHOMU HOUSER JAIPUR JAIPUR PIN 302001. It serves the Jaipur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000J070 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Jaipur Rsrtc |
| IFSC Code | IDIB000J070 |
| MICR Code | Refer to cheque leaf |
| Branch Address | RSRTC HEAD OFFICE CHOMU HOUSER JAIPUR JAIPUR PIN 302001 |
| City | Jaipur |
| District | Jaipur |
| State | Rajasthan |
| STD Code | 91 |
| Phone | 9462904450 |
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JAIPUR RSRTC of Indian Bank — its own 11-character IFSC. The code IDIB000J070 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000J070 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Jaipur Rsrtc branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000J070 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDIB000J070
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000J070 across all three.
How to use IFSC IDIB000J070 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's JAIPUR RSRTC branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000J070.
- Confirm the bank name auto-populates as Indian Bank and the branch as JAIPUR RSRTC.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000J070
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – JAIPUR RSRTC, ensure your bank's portal accepts IFSC IDIB000J070 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank JAIPUR RSRTC (IFSC IDIB000J070)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000J070 in your mobile or internet banking app, and the money is credited to the JAIPUR RSRTC branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Jaipur Rsrtc
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000J070:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at JAIPUR RSRTC is still linked to IFSC IDIB000J070.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's JAIPUR RSRTC branch, the IFSC IDIB000J070 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Jaipur Rsrtc branch
Once you have an account at Indian Bank – JAIPUR RSRTC, the IFSC IDIB000J070 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Jaipur Rsrtc branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000J070
Online banking and IFSC IDIB000J070
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the JAIPUR RSRTC branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000J070 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Jaipur Rsrtc branch sits at RSRTC HEAD OFFICE CHOMU HOUSER JAIPUR JAIPUR PIN 302001. If you are travelling from outside Jaipur, search for the branch on a maps application using the bank name and locality, or call 91-9462904450 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000J070 and your account number.
Common mistakes to avoid when using IFSC IDIB000J070
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – JAIPUR RSRTC, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000J070. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Jaipur Rsrtc are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000J070 continue to work without interruption.
Verifying IFSC IDIB000J070 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000J070 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9462904450.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankJaipur Rsrtc Branch
RSRTC HEAD OFFICE CHOMU HOUSER JAIPUR JAIPUR PIN 302001
Jaipur, Rajasthan
Phone: 91-9462904450
IFSC: IDIB000J070
Frequently asked questions
Is IFSC IDIB000J070 valid for NEFT and RTGS?
Yes. IFSC IDIB000J070 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Indian Bank Jaipur Rsrtc as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000J070, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Indian Bank Jaipur Rsrtc branch located?
Indian Bank's Jaipur Rsrtc branch is located at RSRTC HEAD OFFICE CHOMU HOUSER JAIPUR JAIPUR PIN 302001, Jaipur, Rajasthan.
Does Indian Bank Jaipur Rsrtc branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9462904450 to confirm.
Is IFSC IDIB000J070 the same for all accounts at Jaipur Rsrtc branch?
Yes. The IFSC IDIB000J070 is shared by every account held at Indian Bank's Jaipur Rsrtc branch. Only the account number changes from customer to customer.
What is the IFSC code of Indian Bank Jaipur Rsrtc branch?
The IFSC code of Indian Bank, Jaipur Rsrtc branch is IDIB000J070. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jaipur Rsrtc branch but serve different purposes.
Can I use IFSC IDIB000J070 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000J070 to send funds instantly.
Summary
The IFSC code IDIB000J070 belongs to Indian Bank's JAIPUR RSRTC branch, located at RSRTC HEAD OFFICE CHOMU HOUSER JAIPUR JAIPUR PIN 302001 in JAIPUR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
