Below are the complete branch details for Indian Bank, BILWA branch, located in JAIPUR, RAJASTHAN. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000B182. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000B182 for Indian Bank – BILWA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – BILWA is IDIB000B182. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00B182 map to this branch in JAIPUR, RAJASTHAN.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Bilwa branch in Jaipur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000B182.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Bilwa |
| IFSC Code | IDIB000B182 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO41 42 CHOUDHARY COLONY2 NEAR CHOKHI DHANI BILWA TONK ROAD PIN 302022 |
| City | Jaipur |
| District | Jaipur |
| State | Rajasthan |
| STD Code | 91 |
| Phone | 9116153597 |
About the Bilwa branch
The Bilwa branch of Indian Bank is situated at SHOP NO41 42 CHOUDHARY COLONY2 NEAR CHOKHI DHANI BILWA TONK ROAD PIN 302022. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000B182 is used.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BILWA of Indian Bank — its own 11-character IFSC. The code IDIB000B182 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000B182 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Bilwa branch is mapped to IFSC IDIB000B182 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000B182.
Products and services
Customers walking into the Bilwa branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000B182
How to transfer money using IFSC IDIB000B182
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000B182 across all three.
NEFT to Indian Bank, BILWA using IFSC IDIB000B182
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000B182, and confirm that the system picks up Indian Bank – BILWA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BILWA
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's BILWA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000B182 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank BILWA (IFSC IDIB000B182)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000B182 in your mobile or internet banking app, and the money is credited to the BILWA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Bilwa
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000B182:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BILWA is still linked to IFSC IDIB000B182.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's BILWA branch, the IFSC IDIB000B182 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IDIB000B182
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the BILWA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000B182 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Bilwa branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000B182 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC IDIB000B182
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – BILWA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000B182. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Bilwa branch
The branch is located at SHOP NO41 42 CHOUDHARY COLONY2 NEAR CHOKHI DHANI BILWA TONK ROAD PIN 302022, which puts it inside Jaipur, the broader Jaipur district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Bilwa branch” — the verified location pin for IFSC IDIB000B182 should appear at the top of the results.
- Confirm the branch is open by calling 91-9116153597 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000B182 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000B182 for Indian Bank – BILWA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Bilwa are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000B182 continue to work without interruption.
Branch address & contact
Indian BankBilwa Branch
SHOP NO41 42 CHOUDHARY COLONY2 NEAR CHOKHI DHANI BILWA TONK ROAD PIN 302022
Jaipur, Rajasthan
Phone: 91-9116153597
IFSC: IDIB000B182
Frequently asked questions
How do I add Indian Bank Bilwa as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000B182, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IDIB000B182 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Bilwa reflect within 30 minutes.
Does Indian Bank Bilwa branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9116153597 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bilwa branch but serve different purposes.
Is IFSC IDIB000B182 valid for NEFT and RTGS?
Yes. IFSC IDIB000B182 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC IDIB000B182 the same for all accounts at Bilwa branch?
Yes. The IFSC IDIB000B182 is shared by every account held at Indian Bank's Bilwa branch. Only the account number changes from customer to customer.
Can I use IFSC IDIB000B182 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000B182 to send funds instantly.
What is the IFSC code of Indian Bank Bilwa branch?
The IFSC code of Indian Bank, Bilwa branch is IDIB000B182. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code IDIB000B182 belongs to Indian Bank's BILWA branch, located at SHOP NO41 42 CHOUDHARY COLONY2 NEAR CHOKHI DHANI BILWA TONK ROAD PIN 302022 in JAIPUR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
