Below are the complete branch details for Indian Bank, JAFFERKHANPET branch, located in JAFFERKHANPET, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000J019. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000J019 for Indian Bank – JAFFERKHANPET — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000J019 is the IFSC of Indian Bank's JAFFERKHANPET branch. The format is fixed: IDIB = bank code, 0 = reserved, 00J019 = branch identifier.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Jafferkhanpet |
| IFSC Code | IDIB000J019 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 119/1 ZENOFER TOWER JAWAHARLAL NEHRU SALAI JAFFERKHANPET JAFFERKHANPET PIN 600083 |
| City | Jafferkhanpet |
| District | Chennai |
| State | Tamil Nadu |
| STD Code | 44 |
| Phone | 24895862 |
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Jafferkhanpet branch in Jafferkhanpet. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000J019.
About this branch
The branch is located at 119/1 ZENOFER TOWER JAWAHARLAL NEHRU SALAI JAFFERKHANPET JAFFERKHANPET PIN 600083. It serves the Jafferkhanpet region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000J019 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's JAFFERKHANPET branch came to be assigned the code IDIB000J019.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000J019, money simply cannot be routed to the JAFFERKHANPET branch electronically.
How to transfer money using IFSC IDIB000J019
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000J019 across all three.
How to use IFSC IDIB000J019 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's JAFFERKHANPET branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000J019.
- Confirm the bank name auto-populates as Indian Bank and the branch as JAFFERKHANPET.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000J019
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – JAFFERKHANPET, ensure your bank's portal accepts IFSC IDIB000J019 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – JAFFERKHANPET, use IMPS. With IFSC IDIB000J019 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000J019 for Indian Bank – JAFFERKHANPET, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000J019 | Yes – IDIB000J019 | Yes – IDIB000J019 |
For most retail customers crediting the Jafferkhanpet branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000J019
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – JAFFERKHANPET is still mapped to IFSC IDIB000J019. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000J019 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Jafferkhanpet branch is mapped to IFSC IDIB000J019 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000J019.
Products and services
Customers walking into the Jafferkhanpet branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000J019
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000J019 and the account number together uniquely identify the Jafferkhanpet branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IDIB000J019
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the JAFFERKHANPET branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000J019 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – JAFFERKHANPET:
- The IFSC is exactly IDIB000J019 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and JAFFERKHANPET as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Jafferkhanpet branch
The branch is located at 119/1 ZENOFER TOWER JAWAHARLAL NEHRU SALAI JAFFERKHANPET JAFFERKHANPET PIN 600083, which puts it inside Jafferkhanpet, the broader Chennai district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Jafferkhanpet branch” — the verified location pin for IFSC IDIB000J019 should appear at the top of the results.
- Confirm the branch is open by calling 44-24895862 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000J019 and your account number.
Verifying IFSC IDIB000J019 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000J019 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 44-24895862.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Jafferkhanpet are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000J019 continue to work without interruption.
Branch address & contact
Indian BankJafferkhanpet Branch
119/1 ZENOFER TOWER JAWAHARLAL NEHRU SALAI JAFFERKHANPET JAFFERKHANPET PIN 600083
Jafferkhanpet, Tamil Nadu
Phone: 44-24895862
IFSC: IDIB000J019
Frequently asked questions
How quickly will an NEFT transfer using IDIB000J019 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Jafferkhanpet reflect within 30 minutes.
Where is Indian Bank Jafferkhanpet branch located?
Indian Bank's Jafferkhanpet branch is located at 119/1 ZENOFER TOWER JAWAHARLAL NEHRU SALAI JAFFERKHANPET JAFFERKHANPET PIN 600083, Jafferkhanpet, Tamil Nadu.
Is IFSC IDIB000J019 the same for all accounts at Jafferkhanpet branch?
Yes. The IFSC IDIB000J019 is shared by every account held at Indian Bank's Jafferkhanpet branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jafferkhanpet branch but serve different purposes.
What is the phone number of Indian Bank Jafferkhanpet branch?
You can reach the branch at 44-24895862 during regular banking hours.
Does Indian Bank Jafferkhanpet branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 44-24895862 to confirm.
Summary
The IFSC code IDIB000J019 belongs to Indian Bank's JAFFERKHANPET branch, located at 119/1 ZENOFER TOWER JAWAHARLAL NEHRU SALAI JAFFERKHANPET JAFFERKHANPET PIN… in JAFFERKHANPET, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
