Below are the complete branch details for Indian Bank, ITIYATHOKE branch, located in ITIYATHOKE, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000I546. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000I546 for Indian Bank – ITIYATHOKE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – ITIYATHOKE is IDIB000I546. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00I546 map to this branch in ITIYATHOKE, UTTAR PRADESH.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Itiyathoke |
| IFSC Code | IDIB000I546 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ITIYATHOKE BAZAR VILL ITIYATHOKE ITIYATHOKE ITIYATHOKE ITIYATHOKE PIN 271202 |
| City | Itiyathoke |
| District | Gonda |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 7525007042 |
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Itiyathoke branch in Itiyathoke. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000I546.
About this branch
The branch is located at ITIYATHOKE BAZAR VILL ITIYATHOKE ITIYATHOKE ITIYATHOKE ITIYATHOKE PIN 271202. It serves the Itiyathoke region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000I546 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ITIYATHOKE of Indian Bank — its own 11-character IFSC. The code IDIB000I546 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000I546 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000I546
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000I546 across all three.
NEFT to Indian Bank, ITIYATHOKE using IFSC IDIB000I546
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000I546, and confirm that the system picks up Indian Bank – ITIYATHOKE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000I546
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – ITIYATHOKE, ensure your bank's portal accepts IFSC IDIB000I546 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – ITIYATHOKE, use IMPS. With IFSC IDIB000I546 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000I546 for Indian Bank – ITIYATHOKE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000I546 | Yes – IDIB000I546 | Yes – IDIB000I546 |
For most retail customers crediting the Itiyathoke branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000I546
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – ITIYATHOKE is still mapped to IFSC IDIB000I546. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000I546 and the beneficiary's account number to complete the transfer.
Account types you can open at the Itiyathoke branch
Once you have an account at Indian Bank – ITIYATHOKE, the IFSC IDIB000I546 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Itiyathoke branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000I546
MICR & cheque-truncation details
Cheques drawn on the Itiyathoke branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000I546 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Itiyathoke branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000I546 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – ITIYATHOKE:
- The IFSC is exactly IDIB000I546 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and ITIYATHOKE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Itiyathoke branch sits at ITIYATHOKE BAZAR VILL ITIYATHOKE ITIYATHOKE ITIYATHOKE ITIYATHOKE PIN 271202. If you are travelling from outside Itiyathoke, search for the branch on a maps application using the bank name and locality, or call 91-7525007042 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000I546 and your account number.
Verifying IFSC IDIB000I546 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000I546 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7525007042.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Itiyathoke branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000I546, however, work 24x7.
Branch address & contact
Indian BankItiyathoke Branch
ITIYATHOKE BAZAR VILL ITIYATHOKE ITIYATHOKE ITIYATHOKE ITIYATHOKE PIN 271202
Itiyathoke, Uttar Pradesh
Phone: 91-7525007042
IFSC: IDIB000I546
Frequently asked questions
Where is Indian Bank Itiyathoke branch located?
Indian Bank's Itiyathoke branch is located at ITIYATHOKE BAZAR VILL ITIYATHOKE ITIYATHOKE ITIYATHOKE ITIYATHOKE PIN 271202, Itiyathoke, Uttar Pradesh.
Can I use IFSC IDIB000I546 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000I546 to send funds instantly.
Is IFSC IDIB000I546 the same for all accounts at Itiyathoke branch?
Yes. The IFSC IDIB000I546 is shared by every account held at Indian Bank's Itiyathoke branch. Only the account number changes from customer to customer.
What is the phone number of Indian Bank Itiyathoke branch?
You can reach the branch at 91-7525007042 during regular banking hours.
Is IFSC IDIB000I546 valid for NEFT and RTGS?
Yes. IFSC IDIB000I546 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Indian Bank Itiyathoke as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000I546, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IDIB000I546 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Itiyathoke reflect within 30 minutes.
What is the IFSC code of Indian Bank Itiyathoke branch?
The IFSC code of Indian Bank, Itiyathoke branch is IDIB000I546. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: IDIB000I546 is the IFSC code of Indian Bank, ITIYATHOKE branch, in ITIYATHOKE, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
