This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, ISANAGAR branch in ISANAGAR. The 11-digit IFSC IDIB000I536 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the ISANAGAR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000I536 is the IFSC of Indian Bank's ISANAGAR branch. The format is fixed: IDIB = bank code, 0 = reserved, 00I536 = branch identifier.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Isanagar branch in Isanagar, Uttar Pradesh is part of this network and uses the IFSC code IDIB000I536 for all electronic settlement.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Isanagar |
| IFSC Code | IDIB000I536 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLAGE AND POST ISANAGAR DISTRICT LAKHIMPUR KHERI ISANAGAR ISANAGAR ISANAGAR PIN 261502 |
| City | Isanagar |
| District | Kheri |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 8174089903 |
Isanagar branch overview
Located at VILLAGE AND POST ISANAGAR DISTRICT LAKHIMPUR KHERI ISANAGAR ISANAGAR ISANAGAR PIN 261502, the Isanagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000I536 is required for all interbank electronic transfers routed through this branch.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ISANAGAR of Indian Bank — its own 11-character IFSC. The code IDIB000I536 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000I536 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Isanagar branch is mapped to IFSC IDIB000I536 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000I536.
Products and services
Customers walking into the Isanagar branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000I536
How to transfer money using IFSC IDIB000I536
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000I536 across all three.
NEFT to Indian Bank, ISANAGAR using IFSC IDIB000I536
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000I536, and confirm that the system picks up Indian Bank – ISANAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000I536
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – ISANAGAR, ensure your bank's portal accepts IFSC IDIB000I536 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – ISANAGAR, use IMPS. With IFSC IDIB000I536 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000I536 for Indian Bank – ISANAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000I536 | Yes – IDIB000I536 | Yes – IDIB000I536 |
For most retail customers crediting the Isanagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000I536
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – ISANAGAR is still mapped to IFSC IDIB000I536. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000I536 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IDIB000I536
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the ISANAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000I536 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Isanagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000I536 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – ISANAGAR:
- The IFSC is exactly IDIB000I536 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and ISANAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Isanagar branch sits at VILLAGE AND POST ISANAGAR DISTRICT LAKHIMPUR KHERI ISANAGAR ISANAGAR ISANAGAR PIN 261502. If you are travelling from outside Isanagar, search for the branch on a maps application using the bank name and locality, or call 91-8174089903 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000I536 and your account number.
Verifying IFSC IDIB000I536 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000I536 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8174089903.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Isanagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000I536 continue to work without interruption.
Branch address & contact
Indian BankIsanagar Branch
VILLAGE AND POST ISANAGAR DISTRICT LAKHIMPUR KHERI ISANAGAR ISANAGAR ISANAGAR PIN 261502
Isanagar, Uttar Pradesh
Phone: 91-8174089903
IFSC: IDIB000I536
Frequently asked questions
Is IFSC IDIB000I536 the same for all accounts at Isanagar branch?
Yes. The IFSC IDIB000I536 is shared by every account held at Indian Bank's Isanagar branch. Only the account number changes from customer to customer.
What is the phone number of Indian Bank Isanagar branch?
You can reach the branch at 91-8174089903 during regular banking hours.
Is IFSC IDIB000I536 valid for NEFT and RTGS?
Yes. IFSC IDIB000I536 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using IDIB000I536 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Isanagar reflect within 30 minutes.
Does Indian Bank Isanagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8174089903 to confirm.
Can I use IFSC IDIB000I536 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000I536 to send funds instantly.
Final notes
To recap: IDIB000I536 is the IFSC code of Indian Bank, ISANAGAR branch, in ISANAGAR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
