Use this page as a one-stop reference for everything related to Indian Bank's SINDHANOOR branch in INDIRANAGAR, KARNATAKA. The branch's IFSC code IDIB000S050 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's SINDHANOOR branch, the IFSC IDIB000S050 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00S050 identifies this particular branch.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sindhanoor branch in Indiranagar, Karnataka is part of this network and uses the IFSC code IDIB000S050 for all electronic settlement.
Sindhanoor branch overview
Located at LIC RAMANNA BUILDING BAPPUR ROAD INDIRANAGAR SINDHANOOR PIN 584128, the Sindhanoor branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000S050 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Sindhanoor |
| IFSC Code | IDIB000S050 |
| MICR Code | Refer to cheque leaf |
| Branch Address | LIC RAMANNA BUILDING BAPPUR ROAD INDIRANAGAR SINDHANOOR PIN 584128 |
| City | Indiranagar |
| District | Raichur |
| State | Karnataka |
| STD Code | 8535 |
| Phone | 220125 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's SINDHANOOR branch came to be assigned the code IDIB000S050.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000S050, money simply cannot be routed to the SINDHANOOR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000S050 and the account number together uniquely identify the Sindhanoor branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IDIB000S050
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000S050 across all three.
NEFT to Indian Bank, SINDHANOOR using IFSC IDIB000S050
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000S050, and confirm that the system picks up Indian Bank – SINDHANOOR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SINDHANOOR
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's SINDHANOOR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000S050 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank SINDHANOOR (IFSC IDIB000S050)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000S050 in your mobile or internet banking app, and the money is credited to the SINDHANOOR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000S050 for Indian Bank – SINDHANOOR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000S050 | Yes – IDIB000S050 | Yes – IDIB000S050 |
For most retail customers crediting the Sindhanoor branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's SINDHANOOR branch, the IFSC IDIB000S050 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Sindhanoor branch is mapped to IFSC IDIB000S050 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000S050.
Products and services
Customers walking into the Sindhanoor branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000S050
Online banking and IFSC IDIB000S050
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the SINDHANOOR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000S050 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Sindhanoor branch
The branch is located at LIC RAMANNA BUILDING BAPPUR ROAD INDIRANAGAR SINDHANOOR PIN 584128, which puts it inside Indiranagar, the broader Raichur district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Sindhanoor branch” — the verified location pin for IFSC IDIB000S050 should appear at the top of the results.
- Confirm the branch is open by calling 8535-220125 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000S050 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – SINDHANOOR:
- The IFSC is exactly IDIB000S050 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and SINDHANOOR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sindhanoor branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000S050, however, work 24x7.
Verifying IFSC IDIB000S050 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000S050 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8535-220125.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankSindhanoor Branch
LIC RAMANNA BUILDING BAPPUR ROAD INDIRANAGAR SINDHANOOR PIN 584128
Indiranagar, Karnataka
Phone: 8535-220125
IFSC: IDIB000S050
Frequently asked questions
What is the IFSC code of Indian Bank Sindhanoor branch?
The IFSC code of Indian Bank, Sindhanoor branch is IDIB000S050. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Indian Bank Sindhanoor branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8535-220125 to confirm.
Where is Indian Bank Sindhanoor branch located?
Indian Bank's Sindhanoor branch is located at LIC RAMANNA BUILDING BAPPUR ROAD INDIRANAGAR SINDHANOOR PIN 584128, Indiranagar, Karnataka.
How quickly will an NEFT transfer using IDIB000S050 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Sindhanoor reflect within 30 minutes.
Can I use IFSC IDIB000S050 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000S050 to send funds instantly.
How do I add Indian Bank Sindhanoor as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000S050, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDIB000S050 valid for NEFT and RTGS?
Yes. IFSC IDIB000S050 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sindhanoor branch but serve different purposes.
Summary
The IFSC code IDIB000S050 belongs to Indian Bank's SINDHANOOR branch, located at LIC RAMANNA BUILDING BAPPUR ROAD INDIRANAGAR SINDHANOOR PIN 584128 in INDIRANAGAR, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
