IFSC Code of Indian Bank, Indira Nagar Bangalore Branch, Karnataka

Use this page as a one-stop reference for everything related to Indian Bank's INDIRA NAGAR BANGALORE branch in INDIRANAGAR, KARNATAKA. The branch's IFSC code IDIB000I526 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Indian Bank – INDIRA NAGAR BANGALORE is IDIB000I526. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00I526 map to this branch in INDIRANAGAR, KARNATAKA.

Bank profile

Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Indira Nagar Bangalore branch — IFSC IDIB000I526 — extends the bank's services to customers in and around Indiranagar, Karnataka.

Branch details at a glance

Indira Nagar Bangalore branch overview

Located at NO 395 CMH ROAD INDIRA NAGAR BANGALORE KARNATAKA 560038 CMH ROAD INDIRANAGAR INDIRANAGAR PIN 560038, the Indira Nagar Bangalore branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000I526 is required for all interbank electronic transfers routed through this branch.

Why every Indian Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including INDIRA NAGAR BANGALORE of Indian Bank — its own 11-character IFSC. The code IDIB000I526 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000I526 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Indira Nagar Bangalore branch

Once you have an account at Indian Bank – INDIRA NAGAR BANGALORE, the IFSC IDIB000I526 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Indira Nagar Bangalore branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-50291618.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000I526

How to transfer money using IFSC IDIB000I526

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000I526 across all three.

How to use IFSC IDIB000I526 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's INDIRA NAGAR BANGALORE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IDIB000I526.
4. Confirm the bank name auto-populates as Indian Bank and the branch as INDIRA NAGAR BANGALORE.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to INDIRA NAGAR BANGALORE

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's INDIRA NAGAR BANGALORE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000I526 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Indian Bank – INDIRA NAGAR BANGALORE, use IMPS. With IFSC IDIB000I526 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDIB000I526 for Indian Bank – INDIRA NAGAR BANGALORE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Indira Nagar Bangalore branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's INDIRA NAGAR BANGALORE branch, the IFSC IDIB000I526 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC IDIB000I526

Indian Bank customers can register for net banking and the bank's official mobile app once their account at the INDIRA NAGAR BANGALORE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000I526 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000I526 and the account number together uniquely identify the Indira Nagar Bangalore branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – INDIRA NAGAR BANGALORE:

• The IFSC is exactly IDIB000I526 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and INDIRA NAGAR BANGALORE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Indira Nagar Bangalore branch sits at NO 395 CMH ROAD INDIRA NAGAR BANGALORE KARNATAKA 560038 CMH ROAD INDIRANAGAR INDIRANAGAR PIN 560038. If you are travelling from outside Indiranagar, search for the branch on a maps application using the bank name and locality, or call 80-50291618 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000I526 and your account number.

Verifying IFSC IDIB000I526 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000I526 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 80-50291618.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Indira Nagar Bangalore branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000I526, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDIB000I526 belongs to Indian Bank's INDIRA NAGAR BANGALORE branch, located at NO 395 CMH ROAD INDIRA NAGAR BANGALORE KARNATAKA 560038 CMH ROAD INDIRANAGAR… in INDIRANAGAR, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.