Below are the complete branch details for Indian Bank, GUINDY branch, located in GUINDY, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000G020. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000G020 for Indian Bank – GUINDY — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – GUINDY is IDIB000G020. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00G020 map to this branch in GUINDY, TAMIL NADU.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Guindy branch in Guindy, Tamil Nadu is part of this network and uses the IFSC code IDIB000G020 for all electronic settlement.
About the Guindy branch
The Guindy branch of Indian Bank is situated at 131 OLD SIDCO BUILDING GST ROAD GUINDY GUINDY INDUSTRIAL ESTATE PIN 600032. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000G020 is used.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Guindy |
| IFSC Code | IDIB000G020 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 131 OLD SIDCO BUILDING GST ROAD GUINDY GUINDY INDUSTRIAL ESTATE PIN 600032 |
| City | Guindy |
| District | Chennai |
| State | Tamil Nadu |
| STD Code | 44 |
| Phone | 22500574 |
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GUINDY of Indian Bank — its own 11-character IFSC. The code IDIB000G020 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000G020 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000G020 and the account number together uniquely identify the Guindy branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IDIB000G020
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000G020 across all three.
NEFT to Indian Bank, GUINDY using IFSC IDIB000G020
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000G020, and confirm that the system picks up Indian Bank – GUINDY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to GUINDY
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's GUINDY branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000G020 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – GUINDY, use IMPS. With IFSC IDIB000G020 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000G020 for Indian Bank – GUINDY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000G020 | Yes – IDIB000G020 | Yes – IDIB000G020 |
For most retail customers crediting the Guindy branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000G020
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – GUINDY is still mapped to IFSC IDIB000G020. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000G020 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Guindy branch is mapped to IFSC IDIB000G020 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000G020.
Products and services
Customers walking into the Guindy branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000G020
Digital banking channels
Most day-to-day work that customers used to do at the Guindy branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000G020 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Guindy branch
The branch is located at 131 OLD SIDCO BUILDING GST ROAD GUINDY GUINDY INDUSTRIAL ESTATE PIN 600032, which puts it inside Guindy, the broader Chennai district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Guindy branch” — the verified location pin for IFSC IDIB000G020 should appear at the top of the results.
- Confirm the branch is open by calling 44-22500574 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000G020 and your account number.
Common mistakes to avoid when using IFSC IDIB000G020
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – GUINDY, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000G020. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Guindy are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000G020 continue to work without interruption.
Verifying IFSC IDIB000G020 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000G020 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 44-22500574.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankGuindy Branch
131 OLD SIDCO BUILDING GST ROAD GUINDY GUINDY INDUSTRIAL ESTATE PIN 600032
Guindy, Tamil Nadu
Phone: 44-22500574
IFSC: IDIB000G020
Frequently asked questions
How do I add Indian Bank Guindy as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000G020, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Indian Bank Guindy branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 44-22500574 to confirm.
Is IFSC IDIB000G020 the same for all accounts at Guindy branch?
Yes. The IFSC IDIB000G020 is shared by every account held at Indian Bank's Guindy branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using IDIB000G020 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Guindy reflect within 30 minutes.
Can I use IFSC IDIB000G020 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000G020 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Guindy branch but serve different purposes.
What is the IFSC code of Indian Bank Guindy branch?
The IFSC code of Indian Bank, Guindy branch is IDIB000G020. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Indian Bank Guindy branch located?
Indian Bank's Guindy branch is located at 131 OLD SIDCO BUILDING GST ROAD GUINDY GUINDY INDUSTRIAL ESTATE PIN 600032, Guindy, Tamil Nadu.
Summary
The IFSC code IDIB000G020 belongs to Indian Bank's GUINDY branch, located at 131 OLD SIDCO BUILDING GST ROAD GUINDY GUINDY INDUSTRIAL ESTATE PIN 600032 in GUINDY, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
