This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, DHURI branch in DHURI. The 11-digit IFSC IDIB000D634 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the DHURI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – DHURI is IDIB000D634. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00D634 map to this branch in DHURI, PUNJAB.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Dhuri |
| IFSC Code | IDIB000D634 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MK BYE PASS NEAR HARIYALI KISSAN BAZAR DHURI DHURI PIN 148024 |
| City | Dhuri |
| District | Sangrur |
| State | Punjab |
| STD Code | 91 |
| Phone | 7347002537 |
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Dhuri branch in Dhuri, Punjab is part of this network and uses the IFSC code IDIB000D634 for all electronic settlement.
About the Dhuri branch
The Dhuri branch of Indian Bank is situated at MK BYE PASS NEAR HARIYALI KISSAN BAZAR DHURI DHURI PIN 148024. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000D634 is used.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DHURI of Indian Bank — its own 11-character IFSC. The code IDIB000D634 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000D634 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000D634
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000D634 across all three.
How to use IFSC IDIB000D634 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's DHURI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000D634.
- Confirm the bank name auto-populates as Indian Bank and the branch as DHURI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000D634
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – DHURI, ensure your bank's portal accepts IFSC IDIB000D634 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank DHURI (IFSC IDIB000D634)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000D634 in your mobile or internet banking app, and the money is credited to the DHURI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Dhuri
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000D634:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at DHURI is still linked to IFSC IDIB000D634.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's DHURI branch, the IFSC IDIB000D634 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Dhuri branch is mapped to IFSC IDIB000D634 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000D634.
Banking services available
The Dhuri branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7347002537.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000D634
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000D634 and the account number together uniquely identify the Dhuri branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Dhuri branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000D634 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC IDIB000D634
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – DHURI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000D634. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Dhuri branch
The branch is located at MK BYE PASS NEAR HARIYALI KISSAN BAZAR DHURI DHURI PIN 148024, which puts it inside Dhuri, the broader Sangrur district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Dhuri branch” — the verified location pin for IFSC IDIB000D634 should appear at the top of the results.
- Confirm the branch is open by calling 91-7347002537 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000D634 and your account number.
Verifying IFSC IDIB000D634 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000D634 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7347002537.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dhuri branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000D634, however, work 24x7.
Branch address & contact
Indian BankDhuri Branch
MK BYE PASS NEAR HARIYALI KISSAN BAZAR DHURI DHURI PIN 148024
Dhuri, Punjab
Phone: 91-7347002537
IFSC: IDIB000D634
Frequently asked questions
Where is Indian Bank Dhuri branch located?
Indian Bank's Dhuri branch is located at MK BYE PASS NEAR HARIYALI KISSAN BAZAR DHURI DHURI PIN 148024, Dhuri, Punjab.
Can I use IFSC IDIB000D634 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000D634 to send funds instantly.
Is IFSC IDIB000D634 the same for all accounts at Dhuri branch?
Yes. The IFSC IDIB000D634 is shared by every account held at Indian Bank's Dhuri branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using IDIB000D634 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Dhuri reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dhuri branch but serve different purposes.
How do I add Indian Bank Dhuri as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000D634, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code IDIB000D634 belongs to Indian Bank's DHURI branch, located at MK BYE PASS NEAR HARIYALI KISSAN BAZAR DHURI DHURI PIN 148024 in DHURI, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
