Use this page as a one-stop reference for everything related to Indian Bank's KATTAMPATTI branch in COIMBATORE, TAMIL NADU. The branch's IFSC code IDIB000K103 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – KATTAMPATTI is IDIB000K103. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00K103 map to this branch in COIMBATORE, TAMIL NADU.
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Kattampatti branch — IFSC IDIB000K103 — extends the bank's services to customers in and around Coimbatore, Tamil Nadu.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Kattampatti |
| IFSC Code | IDIB000K103 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 14 MAIN ROAD KATTAMPATTI KATTAMPATTI POST ZAKKARPALAYAM VIA POLLACHI TK PIN 642202 |
| City | Coimbatore |
| District | Coimbatore |
| State | Tamil Nadu |
| STD Code | 4259 |
| Phone | 288428 |
About this branch
The branch is located at 14 MAIN ROAD KATTAMPATTI KATTAMPATTI POST ZAKKARPALAYAM VIA POLLACHI TK PIN 642202. It serves the Coimbatore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000K103 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KATTAMPATTI of Indian Bank — its own 11-character IFSC. The code IDIB000K103 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000K103 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Kattampatti branch is mapped to IFSC IDIB000K103 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000K103.
Banking services available
The Kattampatti branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4259-288428.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000K103
How to transfer money using IFSC IDIB000K103
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000K103 across all three.
NEFT to Indian Bank, KATTAMPATTI using IFSC IDIB000K103
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000K103, and confirm that the system picks up Indian Bank – KATTAMPATTI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000K103
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – KATTAMPATTI, ensure your bank's portal accepts IFSC IDIB000K103 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – KATTAMPATTI, use IMPS. With IFSC IDIB000K103 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000K103 for Indian Bank – KATTAMPATTI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000K103 | Yes – IDIB000K103 | Yes – IDIB000K103 |
For most retail customers crediting the Kattampatti branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000K103
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – KATTAMPATTI is still mapped to IFSC IDIB000K103. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000K103 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IDIB000K103
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the KATTAMPATTI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000K103 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000K103 and the account number together uniquely identify the Kattampatti branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC IDIB000K103
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – KATTAMPATTI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000K103. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Kattampatti branch sits at 14 MAIN ROAD KATTAMPATTI KATTAMPATTI POST ZAKKARPALAYAM VIA POLLACHI TK PIN 642202. If you are travelling from outside Coimbatore, search for the branch on a maps application using the bank name and locality, or call 4259-288428 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000K103 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000K103 for Indian Bank – KATTAMPATTI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kattampatti branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000K103, however, work 24x7.
Branch address & contact
Indian BankKattampatti Branch
14 MAIN ROAD KATTAMPATTI KATTAMPATTI POST ZAKKARPALAYAM VIA POLLACHI TK PIN 642202
Coimbatore, Tamil Nadu
Phone: 4259-288428
IFSC: IDIB000K103
Frequently asked questions
Where is Indian Bank Kattampatti branch located?
Indian Bank's Kattampatti branch is located at 14 MAIN ROAD KATTAMPATTI KATTAMPATTI POST ZAKKARPALAYAM VIA POLLACHI TK PIN 642202, Coimbatore, Tamil Nadu.
How quickly will an NEFT transfer using IDIB000K103 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Kattampatti reflect within 30 minutes.
What is the phone number of Indian Bank Kattampatti branch?
You can reach the branch at 4259-288428 during regular banking hours.
Does Indian Bank Kattampatti branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4259-288428 to confirm.
Can I use IFSC IDIB000K103 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000K103 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kattampatti branch but serve different purposes.
Is IFSC IDIB000K103 valid for NEFT and RTGS?
Yes. IFSC IDIB000K103 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code IDIB000K103 belongs to Indian Bank's KATTAMPATTI branch, located at 14 MAIN ROAD KATTAMPATTI KATTAMPATTI POST ZAKKARPALAYAM VIA POLLACHI TK PIN… in COIMBATORE, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
