Use this page as a one-stop reference for everything related to Indian Bank's ANAND branch in ANAND, GUJARAT. The branch's IFSC code IDIB000A021 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – ANAND is IDIB000A021. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00A021 map to this branch in ANAND, GUJARAT.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Anand |
| IFSC Code | IDIB000A021 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 5/8/14 GOPAL CROSS ROAD COMMERCIAL CENTER STATION ROAD ANAND PIN 388001 |
| City | Anand |
| District | Anand |
| State | Gujarat |
| STD Code | 269 |
| Phone | 2254240 |
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Anand branch in Anand, Gujarat is part of this network and uses the IFSC code IDIB000A021 for all electronic settlement.
About this branch
The branch is located at 5/8/14 GOPAL CROSS ROAD COMMERCIAL CENTER STATION ROAD ANAND PIN 388001. It serves the Anand region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000A021 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ANAND of Indian Bank — its own 11-character IFSC. The code IDIB000A021 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000A021 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000A021
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000A021 across all three.
NEFT to Indian Bank, ANAND using IFSC IDIB000A021
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000A021, and confirm that the system picks up Indian Bank – ANAND. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ANAND
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's ANAND branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000A021 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank ANAND (IFSC IDIB000A021)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000A021 in your mobile or internet banking app, and the money is credited to the ANAND branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000A021 for Indian Bank – ANAND, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000A021 | Yes – IDIB000A021 | Yes – IDIB000A021 |
For most retail customers crediting the Anand branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's ANAND branch, the IFSC IDIB000A021 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Anand branch is mapped to IFSC IDIB000A021 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000A021.
Products and services
Customers walking into the Anand branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000A021
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000A021 and the account number together uniquely identify the Anand branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Anand branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000A021 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – ANAND:
- The IFSC is exactly IDIB000A021 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and ANAND as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Anand branch sits at 5/8/14 GOPAL CROSS ROAD COMMERCIAL CENTER STATION ROAD ANAND PIN 388001. If you are travelling from outside Anand, search for the branch on a maps application using the bank name and locality, or call 269-2254240 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000A021 and your account number.
Verifying IFSC IDIB000A021 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000A021 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 269-2254240.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Anand are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000A021 continue to work without interruption.
Branch address & contact
Indian BankAnand Branch
5/8/14 GOPAL CROSS ROAD COMMERCIAL CENTER STATION ROAD ANAND PIN 388001
Anand, Gujarat
Phone: 269-2254240
IFSC: IDIB000A021
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Anand branch but serve different purposes.
Where is Indian Bank Anand branch located?
Indian Bank's Anand branch is located at 5/8/14 GOPAL CROSS ROAD COMMERCIAL CENTER STATION ROAD ANAND PIN 388001, Anand, Gujarat.
How do I add Indian Bank Anand as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000A021, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IDIB000A021 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Anand reflect within 30 minutes.
Can I use IFSC IDIB000A021 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000A021 to send funds instantly.
Does Indian Bank Anand branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 269-2254240 to confirm.
Is IFSC IDIB000A021 the same for all accounts at Anand branch?
Yes. The IFSC IDIB000A021 is shared by every account held at Indian Bank's Anand branch. Only the account number changes from customer to customer.
What is the phone number of Indian Bank Anand branch?
You can reach the branch at 269-2254240 during regular banking hours.
Final notes
To recap: IDIB000A021 is the IFSC code of Indian Bank, ANAND branch, in ANAND, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
