This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, AMRATH branch in AMRATH. The 11-digit IFSC IDIB000A611 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the AMRATH location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – AMRATH is IDIB000A611. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00A611 map to this branch in AMRATH, BIHAR.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Amrath |
| IFSC Code | IDIB000A611 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL PO AMRATH DIST JAMUI AMRATH AMRATH AMRATH PIN 811307 |
| City | Amrath |
| District | Jamui |
| State | Bihar |
| STD Code | 91 |
| Phone | 9661329132 |
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Amrath branch — IFSC IDIB000A611 — extends the bank's services to customers in and around Amrath, Bihar.
About the Amrath branch
The Amrath branch of Indian Bank is situated at VILL PO AMRATH DIST JAMUI AMRATH AMRATH AMRATH PIN 811307. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000A611 is used.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AMRATH of Indian Bank — its own 11-character IFSC. The code IDIB000A611 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000A611 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000A611
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000A611 across all three.
NEFT to Indian Bank, AMRATH using IFSC IDIB000A611
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000A611, and confirm that the system picks up Indian Bank – AMRATH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000A611
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – AMRATH, ensure your bank's portal accepts IFSC IDIB000A611 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – AMRATH, use IMPS. With IFSC IDIB000A611 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000A611 for Indian Bank – AMRATH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000A611 | Yes – IDIB000A611 | Yes – IDIB000A611 |
For most retail customers crediting the Amrath branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's AMRATH branch, the IFSC IDIB000A611 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Amrath branch
Once you have an account at Indian Bank – AMRATH, the IFSC IDIB000A611 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Amrath branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9661329132.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000A611
MICR & cheque-truncation details
Cheques drawn on the Amrath branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000A611 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Amrath branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000A611 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – AMRATH:
- The IFSC is exactly IDIB000A611 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and AMRATH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Amrath branch
The branch is located at VILL PO AMRATH DIST JAMUI AMRATH AMRATH AMRATH PIN 811307, which puts it inside Amrath, the broader Jamui district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Amrath branch” — the verified location pin for IFSC IDIB000A611 should appear at the top of the results.
- Confirm the branch is open by calling 91-9661329132 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000A611 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000A611 for Indian Bank – AMRATH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Amrath are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000A611 continue to work without interruption.
Branch address & contact
Indian BankAmrath Branch
VILL PO AMRATH DIST JAMUI AMRATH AMRATH AMRATH PIN 811307
Amrath, Bihar
Phone: 91-9661329132
IFSC: IDIB000A611
Frequently asked questions
Is IFSC IDIB000A611 valid for NEFT and RTGS?
Yes. IFSC IDIB000A611 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Indian Bank Amrath as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000A611, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Indian Bank Amrath branch?
You can reach the branch at 91-9661329132 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Amrath branch but serve different purposes.
How quickly will an NEFT transfer using IDIB000A611 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Amrath reflect within 30 minutes.
Can I use IFSC IDIB000A611 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000A611 to send funds instantly.
Is IFSC IDIB000A611 the same for all accounts at Amrath branch?
Yes. The IFSC IDIB000A611 is shared by every account held at Indian Bank's Amrath branch. Only the account number changes from customer to customer.
Final notes
To recap: IDIB000A611 is the IFSC code of Indian Bank, AMRATH branch, in AMRATH, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
