IFSC Code of IDBI Bank, Jijau Commercial Coop Bank Yawatmal Branch, Maharashtra

Below are the complete branch details for IDBI Bank, JIJAU COMMERCIAL COOP BANK YAWATMAL branch, located in YAVATMAL, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0JCB008. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0JCB008 for IDBI Bank – JIJAU COMMERCIAL COOP BANK YAWATMAL — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – JIJAU COMMERCIAL COOP BANK YAWATMAL is IBKL0JCB008. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters JCB008 map to this branch in YAVATMAL, MAHARASHTRA.

About IDBI Bank

IDBI Bank operates a wide network of branches across India, including the Jijau Commercial Coop Bank Yawatmal branch in Yavatmal. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0JCB008.

Jijau Commercial Coop Bank Yawatmal branch overview

Located at NEAR HOTEL MAI,SHIVAJI NAGAR,ARNI ROAD, the Jijau Commercial Coop Bank Yawatmal branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0JCB008 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JIJAU COMMERCIAL COOP BANK YAWATMAL of IDBI Bank — its own 11-character IFSC. The code IBKL0JCB008 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0JCB008 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0JCB008 and the account number together uniquely identify the Jijau Commercial Coop Bank Yawatmal branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC IBKL0JCB008

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0JCB008 across all three.

NEFT to IDBI Bank, JIJAU COMMERCIAL COOP BANK YAWATMAL using IFSC IBKL0JCB008

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0JCB008, and confirm that the system picks up IDBI Bank – JIJAU COMMERCIAL COOP BANK YAWATMAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IBKL0JCB008

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – JIJAU COMMERCIAL COOP BANK YAWATMAL, ensure your bank's portal accepts IFSC IBKL0JCB008 while registering the beneficiary. RTGS is also available 24x7.

IMPS to IDBI Bank JIJAU COMMERCIAL COOP BANK YAWATMAL (IFSC IBKL0JCB008)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0JCB008 in your mobile or internet banking app, and the money is credited to the JIJAU COMMERCIAL COOP BANK YAWATMAL branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Jijau Commercial Coop Bank Yawatmal

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0JCB008:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at JIJAU COMMERCIAL COOP BANK YAWATMAL is still linked to IFSC IBKL0JCB008.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IBKL0JCB008

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – JIJAU COMMERCIAL COOP BANK YAWATMAL is still mapped to IFSC IBKL0JCB008. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0JCB008 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Jijau Commercial Coop Bank Yawatmal branch is mapped to IFSC IBKL0JCB008 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0JCB008.

Products and services

Customers walking into the Jijau Commercial Coop Bank Yawatmal branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0JCB008

Digital banking channels

Most day-to-day work that customers used to do at the Jijau Commercial Coop Bank Yawatmal branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0JCB008 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Jijau Commercial Coop Bank Yawatmal branch sits at NEAR HOTEL MAI,SHIVAJI NAGAR,ARNI ROAD. If you are travelling from outside Yavatmal, search for the branch on a maps application using the bank name and locality, or call 91-9146029440 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0JCB008 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – JIJAU COMMERCIAL COOP BANK YAWATMAL:

• The IFSC is exactly IBKL0JCB008 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and JIJAU COMMERCIAL COOP BANK YAWATMAL as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Jijau Commercial Coop Bank Yawatmal are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0JCB008 continue to work without interruption.

Verifying IFSC IBKL0JCB008 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0JCB008 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9146029440.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0JCB008 belongs to IDBI Bank's JIJAU COMMERCIAL COOP BANK YAWATMAL branch, located at NEAR HOTEL MAI,SHIVAJI NAGAR,ARNI ROAD in YAVATMAL, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.