IFSC Code of IDBI Bank, Wardha Nagari Sahakari Adhikosh Bank Kumarappa Branch, Maharashtra

Use this page as a one-stop reference for everything related to IDBI Bank's WARDHA NAGARI SAHAKARI ADHIKOSH BANK KUMARAPPA branch in WARDHA, MAHARASHTRA. The branch's IFSC code IBKL0509W02 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDBI Bank's WARDHA NAGARI SAHAKARI ADHIKOSH BANK KUMARAPPA branch, the IFSC IBKL0509W02 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 509W02 identifies this particular branch.

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Wardha Nagari Sahakari Adhikosh Bank Kumarappa branch — IFSC IBKL0509W02 — extends the bank's services to customers in and around Wardha, Maharashtra.

Branch details at a glance

About this branch

The branch is located at MADHAV BHAWAN DEVI ASHTA BHUJA MANDIR CHOWK DHANTOLI WARDHA 442001. It serves the Wardha region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0509W02 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's WARDHA NAGARI SAHAKARI ADHIKOSH BANK KUMARAPPA branch came to be assigned the code IBKL0509W02.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0509W02, money simply cannot be routed to the WARDHA NAGARI SAHAKARI ADHIKOSH BANK KUMARAPPA branch electronically.

Products and account variants supported

Every account opened at the Wardha Nagari Sahakari Adhikosh Bank Kumarappa branch is mapped to IFSC IBKL0509W02 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0509W02.

Banking services available

The Wardha Nagari Sahakari Adhikosh Bank Kumarappa branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7152-243464.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0509W02

How to transfer money using IFSC IBKL0509W02

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0509W02 across all three.

How to use IFSC IBKL0509W02 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's WARDHA NAGARI SAHAKARI ADHIKOSH BANK KUMARAPPA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL0509W02.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as WARDHA NAGARI SAHAKARI ADHIKOSH BANK KUMARAPPA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to WARDHA NAGARI SAHAKARI ADHIKOSH BANK KUMARAPPA

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's WARDHA NAGARI SAHAKARI ADHIKOSH BANK KUMARAPPA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0509W02 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – WARDHA NAGARI SAHAKARI ADHIKOSH BANK KUMARAPPA, use IMPS. With IFSC IBKL0509W02 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0509W02 for IDBI Bank – WARDHA NAGARI SAHAKARI ADHIKOSH BANK KUMARAPPA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Wardha Nagari Sahakari Adhikosh Bank Kumarappa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IBKL0509W02

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – WARDHA NAGARI SAHAKARI ADHIKOSH BANK KUMARAPPA is still mapped to IFSC IBKL0509W02. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0509W02 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Wardha Nagari Sahakari Adhikosh Bank Kumarappa branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0509W02 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0509W02 and the account number together uniquely identify the Wardha Nagari Sahakari Adhikosh Bank Kumarappa branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – WARDHA NAGARI SAHAKARI ADHIKOSH BANK KUMARAPPA:

• The IFSC is exactly IBKL0509W02 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and WARDHA NAGARI SAHAKARI ADHIKOSH BANK KUMARAPPA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Wardha Nagari Sahakari Adhikosh Bank Kumarappa branch sits at MADHAV BHAWAN DEVI ASHTA BHUJA MANDIR CHOWK DHANTOLI WARDHA 442001. If you are travelling from outside Wardha, search for the branch on a maps application using the bank name and locality, or call 7152-243464 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0509W02 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0509W02 for IDBI Bank – WARDHA NAGARI SAHAKARI ADHIKOSH BANK KUMARAPPA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Wardha Nagari Sahakari Adhikosh Bank Kumarappa are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0509W02 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0509W02 belongs to IDBI Bank's WARDHA NAGARI SAHAKARI ADHIKOSH BANK KUMARAPPA branch, located at MADHAV BHAWAN DEVI ASHTA BHUJA MANDIR CHOWK DHANTOLI WARDHA 442001 in WARDHA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.